subject:( Credit)

Addis Ababa University

1. Tilahun, Dessie. Access to Credit and the Impact of Credit constraints on Agricultural Productivity in Ethiopia: Evidence from Selected Zones of Rural Amhara .

Degree: 2015, Addis Ababa University

URL: http://etd.aau.edu.et/dspace/handle/123456789/6215

► The economy of Ethiopia is characterized by its reliance on subsistence agriculture and the existence of underdeveloped financial institutions, especially in rural areas. In the… (more)

Subjects/Keywords: Credit; Credit constraints

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APA (6^th Edition):

Tilahun, D. (2015). Access to Credit and the Impact of Credit constraints on Agricultural Productivity in Ethiopia: Evidence from Selected Zones of Rural Amhara . (Thesis). Addis Ababa University. Retrieved from http://etd.aau.edu.et/dspace/handle/123456789/6215

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Tilahun, Dessie. “Access to Credit and the Impact of Credit constraints on Agricultural Productivity in Ethiopia: Evidence from Selected Zones of Rural Amhara .” 2015. Thesis, Addis Ababa University. Accessed February 27, 2021. http://etd.aau.edu.et/dspace/handle/123456789/6215.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Tilahun, Dessie. “Access to Credit and the Impact of Credit constraints on Agricultural Productivity in Ethiopia: Evidence from Selected Zones of Rural Amhara .” 2015. Web. 27 Feb 2021.

Vancouver:

Tilahun D. Access to Credit and the Impact of Credit constraints on Agricultural Productivity in Ethiopia: Evidence from Selected Zones of Rural Amhara . [Internet] [Thesis]. Addis Ababa University; 2015. [cited 2021 Feb 27]. Available from: http://etd.aau.edu.et/dspace/handle/123456789/6215.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Tilahun D. Access to Credit and the Impact of Credit constraints on Agricultural Productivity in Ethiopia: Evidence from Selected Zones of Rural Amhara . [Thesis]. Addis Ababa University; 2015. Available from: http://etd.aau.edu.et/dspace/handle/123456789/6215

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of St. Andrews

2. Wu, Weiou. Correlations and linkages in credit risk : an investigation of the credit default swap market during the turmoil .

Degree: 2013, University of St. Andrews

URL: http://hdl.handle.net/10023/4048

► This thesis investigates correlations and linkages in credit risk that widely exist in all sectors of the financial markets. The main body of this thesis… (more)

Subjects/Keywords: Credit risk; Credit derivatives; Copula; Credit contagion

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APA (6^th Edition):

Wu, W. (2013). Correlations and linkages in credit risk : an investigation of the credit default swap market during the turmoil . (Thesis). University of St. Andrews. Retrieved from http://hdl.handle.net/10023/4048

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Wu, Weiou. “Correlations and linkages in credit risk : an investigation of the credit default swap market during the turmoil .” 2013. Thesis, University of St. Andrews. Accessed February 27, 2021. http://hdl.handle.net/10023/4048.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Wu, Weiou. “Correlations and linkages in credit risk : an investigation of the credit default swap market during the turmoil .” 2013. Web. 27 Feb 2021.

Vancouver:

Wu W. Correlations and linkages in credit risk : an investigation of the credit default swap market during the turmoil . [Internet] [Thesis]. University of St. Andrews; 2013. [cited 2021 Feb 27]. Available from: http://hdl.handle.net/10023/4048.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Wu W. Correlations and linkages in credit risk : an investigation of the credit default swap market during the turmoil . [Thesis]. University of St. Andrews; 2013. Available from: http://hdl.handle.net/10023/4048

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of Nairobi

3. Ngugi, Milka W. The impact of credit information sharing on credit risk for commercial banks in Kenya .

Degree: 2012, University of Nairobi

URL: http://erepository.uonbi.ac.ke:8080/xmlui/handle/123456789/12434

► With effect from 31st July 2010 credit information sharing was rolled out in Kenya. It was to be done through licensed credit reference bureaus (CRBs).… (more)

▼ With effect from 31st July 2010 credit information sharing was rolled out in Kenya. It was to be done through licensed credit reference bureaus (CRBs). In Kenya there exist two licensed CRBs that facilitate sharing of credit information. The purpose of this study is to determine the impact of credit information sharing on credit risk for commercial banks of Kenya. The information shared by banks in Kenya is both positive and negative. Non-performing loan is used as a proxy to credit risk. The population of this study consisted of all 44 banking institutions registered and operational in Kenya under the banking Act. The study utilized both secondary and primary data. Quantitative data on credit risk for commercial banks was extracted from annual reports, profit and loss accounts, balance sheets and cash flow statements. Data on credit information sharing was obtained through the use of questionnaires that were directed to commercial banks in Kenya. Chi-Square test was used to determine whether there is a significant difference between the expected frequencies and the observed frequencies in one or more categories. The study recommends that to be included in the CRB data base are institutions like Savings and Credit Co-operative Societies, Higher education Loans Board among others. In addition the study recommends both „Black‟ and „White‟ information be made mandatory to be shared in order to make the information sharing beneficial to all stakeholders. The study established that that there is a significant difference on the reports requested by banks from credit reference bureaus. The volumes in terms of information shared of nonperforming loans before and after information sharing shows an increase in the period after although when tested by Chi-square shows no significant difference. The comparison of nonperforming loans before and after the roll out of credit information sharing shows a decrease in non-performing loans. The study concludes that credit information sharing has a positive impact on credit risk although is not statistically significant.

Subjects/Keywords: Credit information; Credit risk

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APA (6^th Edition):

Ngugi, M. W. (2012). The impact of credit information sharing on credit risk for commercial banks in Kenya . (Thesis). University of Nairobi. Retrieved from http://erepository.uonbi.ac.ke:8080/xmlui/handle/123456789/12434

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Ngugi, Milka W. “The impact of credit information sharing on credit risk for commercial banks in Kenya .” 2012. Thesis, University of Nairobi. Accessed February 27, 2021. http://erepository.uonbi.ac.ke:8080/xmlui/handle/123456789/12434.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Ngugi, Milka W. “The impact of credit information sharing on credit risk for commercial banks in Kenya .” 2012. Web. 27 Feb 2021.

Vancouver:

Ngugi MW. The impact of credit information sharing on credit risk for commercial banks in Kenya . [Internet] [Thesis]. University of Nairobi; 2012. [cited 2021 Feb 27]. Available from: http://erepository.uonbi.ac.ke:8080/xmlui/handle/123456789/12434.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Ngugi MW. The impact of credit information sharing on credit risk for commercial banks in Kenya . [Thesis]. University of Nairobi; 2012. Available from: http://erepository.uonbi.ac.ke:8080/xmlui/handle/123456789/12434

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

4. Sakala, Jimmy M. The flow of credit information to small-scale farmers in Zambia : capacity building.

Degree: 2013, University of Zimbabwe

URL: http://dspace.unza.zm/handle/123456789/2825

► Taxation from time in memorial has being a source of revenue for the state to provide social goods for use by the whole citizens. States… (more)

Subjects/Keywords: Credit – Zambia – Credit – Zambia

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APA (6^th Edition):

Sakala, J. M. (2013). The flow of credit information to small-scale farmers in Zambia : capacity building. (Thesis). University of Zimbabwe. Retrieved from http://dspace.unza.zm/handle/123456789/2825

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Sakala, Jimmy M. “The flow of credit information to small-scale farmers in Zambia : capacity building.” 2013. Thesis, University of Zimbabwe. Accessed February 27, 2021. http://dspace.unza.zm/handle/123456789/2825.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Sakala, Jimmy M. “The flow of credit information to small-scale farmers in Zambia : capacity building.” 2013. Web. 27 Feb 2021.

Vancouver:

Sakala JM. The flow of credit information to small-scale farmers in Zambia : capacity building. [Internet] [Thesis]. University of Zimbabwe; 2013. [cited 2021 Feb 27]. Available from: http://dspace.unza.zm/handle/123456789/2825.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Sakala JM. The flow of credit information to small-scale farmers in Zambia : capacity building. [Thesis]. University of Zimbabwe; 2013. Available from: http://dspace.unza.zm/handle/123456789/2825

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Cornell University

5. Patterson, Kelly. Impression Management And Reputation Defense In 19Th Century Credit Rating.

Degree: PhD, Sociology, 2013, Cornell University

URL: http://hdl.handle.net/1813/33887

► I focus empirically on credit rating decisions by local offices within a prominent 19th Century credit rating agency, as the organization, as a whole, responded… (more)

Subjects/Keywords: Credit; Reputation

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APA (6^th Edition):

Patterson, K. (2013). Impression Management And Reputation Defense In 19Th Century Credit Rating. (Doctoral Dissertation). Cornell University. Retrieved from http://hdl.handle.net/1813/33887

Chicago Manual of Style (16^th Edition):

Patterson, Kelly. “Impression Management And Reputation Defense In 19Th Century Credit Rating.” 2013. Doctoral Dissertation, Cornell University. Accessed February 27, 2021. http://hdl.handle.net/1813/33887.

MLA Handbook (7^th Edition):

Patterson, Kelly. “Impression Management And Reputation Defense In 19Th Century Credit Rating.” 2013. Web. 27 Feb 2021.

Vancouver:

Patterson K. Impression Management And Reputation Defense In 19Th Century Credit Rating. [Internet] [Doctoral dissertation]. Cornell University; 2013. [cited 2021 Feb 27]. Available from: http://hdl.handle.net/1813/33887.

Council of Science Editors:

Patterson K. Impression Management And Reputation Defense In 19Th Century Credit Rating. [Doctoral Dissertation]. Cornell University; 2013. Available from: http://hdl.handle.net/1813/33887

University of Johannesburg

6. Minnaar, Linda. 'n Ondersoek na die kredietrisiko van maatskappye in die sementbedryf.

Degree: 2014, University of Johannesburg

URL: http://hdl.handle.net/10210/10238

►

M.Com. (Business Management)

In the past few years the South African cement industry was controlled by a cement cartel. The cartel is a production agreement… (more)

Subjects/Keywords: Credit - Management

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APA (6^th Edition):

Minnaar, L. (2014). 'n Ondersoek na die kredietrisiko van maatskappye in die sementbedryf. (Thesis). University of Johannesburg. Retrieved from http://hdl.handle.net/10210/10238

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Minnaar, Linda. “'n Ondersoek na die kredietrisiko van maatskappye in die sementbedryf.” 2014. Thesis, University of Johannesburg. Accessed February 27, 2021. http://hdl.handle.net/10210/10238.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Minnaar, Linda. “'n Ondersoek na die kredietrisiko van maatskappye in die sementbedryf.” 2014. Web. 27 Feb 2021.

Vancouver:

Minnaar L. 'n Ondersoek na die kredietrisiko van maatskappye in die sementbedryf. [Internet] [Thesis]. University of Johannesburg; 2014. [cited 2021 Feb 27]. Available from: http://hdl.handle.net/10210/10238.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Minnaar L. 'n Ondersoek na die kredietrisiko van maatskappye in die sementbedryf. [Thesis]. University of Johannesburg; 2014. Available from: http://hdl.handle.net/10210/10238

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of Nairobi

7. Omino, Peresia Akoth. Liquidity risk mitigation measures and financial performance of savings and credit co-operative societies (saccos) in Kisumu County- Kenya .

Degree: 2014, University of Nairobi

URL: http://hdl.handle.net/11295/75308

► SACCOs just like other financial institutions are obliged to generate income which is adequate to cover all of their operational costs, inherent risks, and to… (more)

▼ SACCOs just like other financial institutions are obliged to generate income which is adequate to cover all of their operational costs, inherent risks, and to enhance institutional capital. Given the current ever-dynamic business environment, they are exposed to liquidity risk that affects their financial performance. The objectives of the study were to analyze the liquidity risk mitigation approaches effects on financial performance of SACCOs and to establish the quantitative relationship between liquidity risk mitigation on liquidity levels and financial performance. The targeted population for the study constituted all SACCOs in Kisumu County. Inclusion in the population was determined by time of registration and operational activeness that were in existence from the year 2009 and formally registered with KUSCCO. In this bracket, there were 62 population units spread across the seven sub-counties in Kisumu County. Data was predominantly collected from prepared and availed financial statements, but supplemented by questionnaire feedbacks. Available data was analyzed by relational and descriptive statistics, and results presented in tables, models and graphs/charts. The study found that liquidity risk mitigation approaches adopted by different SACCOs had a significant effect on their financial performances. It was established that SACCOs adopted a more cautious position in their current liabilities which ensured that operating cash flows were sufficient to cover the short terms obligations entered by the firms. Also, the study found that debtor collection periods were longer that optimality despite the fact that they were strategically intended to sweeten voluntary membership, the SACCOs were either unjustifiably constraining their creditor payment periods or were conditioned to do so, but oblivious of the operational dangers. In conclusion, the study recommended a consecrated effort towards deploying efficient systems that seek to strengthen liquidity risk control fundamentals. The SACCOs needed professional guidance towards adopting policies on asset and liability management so that precautionary measures are undertaken on appropriate amounts of current liabilities to accept. Also SACCO management needed to be sensitized on payable and receivable periods so that they established the most yielding mark. Ideally, they needed relook at their strategies on shortening debt collection (to avoid default risks) while lengthening credit payment period (to allows payables transformation into a business financing source).Thus, self-optimization of the cash conversion cycle.

Subjects/Keywords: Credit cooperatives

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APA (6^th Edition):

Omino, P. A. (2014). Liquidity risk mitigation measures and financial performance of savings and credit co-operative societies (saccos) in Kisumu County- Kenya . (Thesis). University of Nairobi. Retrieved from http://hdl.handle.net/11295/75308

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Omino, Peresia Akoth. “Liquidity risk mitigation measures and financial performance of savings and credit co-operative societies (saccos) in Kisumu County- Kenya .” 2014. Thesis, University of Nairobi. Accessed February 27, 2021. http://hdl.handle.net/11295/75308.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Omino, Peresia Akoth. “Liquidity risk mitigation measures and financial performance of savings and credit co-operative societies (saccos) in Kisumu County- Kenya .” 2014. Web. 27 Feb 2021.

Vancouver:

Omino PA. Liquidity risk mitigation measures and financial performance of savings and credit co-operative societies (saccos) in Kisumu County- Kenya . [Internet] [Thesis]. University of Nairobi; 2014. [cited 2021 Feb 27]. Available from: http://hdl.handle.net/11295/75308.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Omino PA. Liquidity risk mitigation measures and financial performance of savings and credit co-operative societies (saccos) in Kisumu County- Kenya . [Thesis]. University of Nairobi; 2014. Available from: http://hdl.handle.net/11295/75308

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of Nairobi

8. Ndege, Johnson W. The Effect of Credit Management on the Liquidity of Five Star Hotels in Kenya .

Degree: 2016, University of Nairobi

URL: http://hdl.handle.net/11295/98597

► Credit deals constitute a significant portion of current resources in five star lodgings in Kenya. Administration along these lines needs to detail techniques of adequately… (more)

▼ Credit deals constitute a significant portion of current resources in five star lodgings in Kenya. Administration along these lines needs to detail techniques of adequately dealing with this essential yet delicate resource. The reason for this study was to examining the impact of credit administration on the liquidity of five star lodgings in Kenya. The concentrate encourage went for looking at the qualities and shortcomings of the different techniques utilized by the lodgings and counsel on the best systems and practices for successful and effective credit administration in the inn segment. The study was spellbinding in nature and focused on a populace of 33 five star inns in Kenya. Information was gathered utilizing semi organized surveys controlled to the key credit control office staff in the lodgings to gather both subjective and quantitative data. Information was broke down utilizing distinct insights where measures of focal propensity and measures of scattering were processed to give comes about. The outcomes from the study uncovered a few variables that influenced acknowledge administration, for example, absence of a formal credit strategy, deferred or non-survey of the credit approach manual, irregularity using a loan chance examination methods and heedless variety of credit terms. The study uncovered whimsical variance in the normal gathering time frame and critical measures of terrible obligations discounted. The study suggests that five star lodgings in Kenya ought to make a credit augmentation arrangement which ought to be stuck to dependably and intermittently check on to see when it ought to be changed to coordinate with monetary conditions. Five star inns ought to make a credit accumulation arrangement setting out the systems and practices to be utilized by the lodging to gather past due or reprobate records receivable. Administration ought to affirm the development of a well-run independent credit office that will permit the burden of an extensive arrangement of working strategies and methodology. Credit observing ought to be upgraded to assess the nature of credit deals to diminish over-interest in records receivable. The lodgings ought to mechanize their invoicing framework to eliminate the time taken to present solicitations to clients.

Subjects/Keywords: Credit Management

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APA (6^th Edition):

Ndege, J. W. (2016). The Effect of Credit Management on the Liquidity of Five Star Hotels in Kenya . (Thesis). University of Nairobi. Retrieved from http://hdl.handle.net/11295/98597

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Ndege, Johnson W. “The Effect of Credit Management on the Liquidity of Five Star Hotels in Kenya .” 2016. Thesis, University of Nairobi. Accessed February 27, 2021. http://hdl.handle.net/11295/98597.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Ndege, Johnson W. “The Effect of Credit Management on the Liquidity of Five Star Hotels in Kenya .” 2016. Web. 27 Feb 2021.

Vancouver:

Ndege JW. The Effect of Credit Management on the Liquidity of Five Star Hotels in Kenya . [Internet] [Thesis]. University of Nairobi; 2016. [cited 2021 Feb 27]. Available from: http://hdl.handle.net/11295/98597.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Ndege JW. The Effect of Credit Management on the Liquidity of Five Star Hotels in Kenya . [Thesis]. University of Nairobi; 2016. Available from: http://hdl.handle.net/11295/98597

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of Manitoba

9. Giesbrecht, Dale. Small-scale fisher livelihood strategies and the role of credit in Paraty, Brazil.

Degree: Environment and Geography, 2011, University of Manitoba

URL: http://hdl.handle.net/1993/4511

► On the agenda in the Brazilian political sphere in the last decade have been poverty reduction and the growth of the coastal fisheries sector. The… (more)

Subjects/Keywords: livelihoods; credit

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APA (6^th Edition):

Giesbrecht, D. (2011). Small-scale fisher livelihood strategies and the role of credit in Paraty, Brazil. (Masters Thesis). University of Manitoba. Retrieved from http://hdl.handle.net/1993/4511

Chicago Manual of Style (16^th Edition):

Giesbrecht, Dale. “Small-scale fisher livelihood strategies and the role of credit in Paraty, Brazil.” 2011. Masters Thesis, University of Manitoba. Accessed February 27, 2021. http://hdl.handle.net/1993/4511.

MLA Handbook (7^th Edition):

Giesbrecht, Dale. “Small-scale fisher livelihood strategies and the role of credit in Paraty, Brazil.” 2011. Web. 27 Feb 2021.

Vancouver:

Giesbrecht D. Small-scale fisher livelihood strategies and the role of credit in Paraty, Brazil. [Internet] [Masters thesis]. University of Manitoba; 2011. [cited 2021 Feb 27]. Available from: http://hdl.handle.net/1993/4511.

Council of Science Editors:

Giesbrecht D. Small-scale fisher livelihood strategies and the role of credit in Paraty, Brazil. [Masters Thesis]. University of Manitoba; 2011. Available from: http://hdl.handle.net/1993/4511

Rutgers University

10. Tang, Leo, 1982-. Three essays on credit ratings.

Degree: PhD, Management, 2016, Rutgers University

URL: https://rucore.libraries.rutgers.edu/rutgers-lib/50567/

►

In this dissertation, I examine several forces which impact credit ratings. One driver of credit ratings is recent legislation from the Dodd-Frank Wall Street Reform… (more)

Subjects/Keywords: Credit ratings

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APA (6^th Edition):

Tang, Leo, 1. (2016). Three essays on credit ratings. (Doctoral Dissertation). Rutgers University. Retrieved from https://rucore.libraries.rutgers.edu/rutgers-lib/50567/

Chicago Manual of Style (16^th Edition):

Tang, Leo, 1982-. “Three essays on credit ratings.” 2016. Doctoral Dissertation, Rutgers University. Accessed February 27, 2021. https://rucore.libraries.rutgers.edu/rutgers-lib/50567/.

MLA Handbook (7^th Edition):

Tang, Leo, 1982-. “Three essays on credit ratings.” 2016. Web. 27 Feb 2021.

Vancouver:

Tang, Leo 1. Three essays on credit ratings. [Internet] [Doctoral dissertation]. Rutgers University; 2016. [cited 2021 Feb 27]. Available from: https://rucore.libraries.rutgers.edu/rutgers-lib/50567/.

Council of Science Editors:

Tang, Leo 1. Three essays on credit ratings. [Doctoral Dissertation]. Rutgers University; 2016. Available from: https://rucore.libraries.rutgers.edu/rutgers-lib/50567/

Hong Kong University of Science and Technology

11. Zhao, Chen. Intra-industry distribution of credit supply and export : theory and evidence from China.

Degree: 2012, Hong Kong University of Science and Technology

URL: http://repository.ust.hk/ir/Record/1783.1-73416 ; https://doi.org/10.14711/thesis-b1197876 ; http://repository.ust.hk/ir/bitstream/1783.1-73416/1/th_redirect.html

► This paper explores how to allocate credit supply within an industry to increase aggregate export intensity ( export-to-sales ratio) at industry level. We build a… (more)

Subjects/Keywords: Credit ; China ; Mathematical models ; Export credit

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APA (6^th Edition):

Zhao, C. (2012). Intra-industry distribution of credit supply and export : theory and evidence from China. (Thesis). Hong Kong University of Science and Technology. Retrieved from http://repository.ust.hk/ir/Record/1783.1-73416 ; https://doi.org/10.14711/thesis-b1197876 ; http://repository.ust.hk/ir/bitstream/1783.1-73416/1/th_redirect.html

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Zhao, Chen. “Intra-industry distribution of credit supply and export : theory and evidence from China.” 2012. Thesis, Hong Kong University of Science and Technology. Accessed February 27, 2021. http://repository.ust.hk/ir/Record/1783.1-73416 ; https://doi.org/10.14711/thesis-b1197876 ; http://repository.ust.hk/ir/bitstream/1783.1-73416/1/th_redirect.html.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Zhao, Chen. “Intra-industry distribution of credit supply and export : theory and evidence from China.” 2012. Web. 27 Feb 2021.

Vancouver:

Zhao C. Intra-industry distribution of credit supply and export : theory and evidence from China. [Internet] [Thesis]. Hong Kong University of Science and Technology; 2012. [cited 2021 Feb 27]. Available from: http://repository.ust.hk/ir/Record/1783.1-73416 ; https://doi.org/10.14711/thesis-b1197876 ; http://repository.ust.hk/ir/bitstream/1783.1-73416/1/th_redirect.html.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Zhao C. Intra-industry distribution of credit supply and export : theory and evidence from China. [Thesis]. Hong Kong University of Science and Technology; 2012. Available from: http://repository.ust.hk/ir/Record/1783.1-73416 ; https://doi.org/10.14711/thesis-b1197876 ; http://repository.ust.hk/ir/bitstream/1783.1-73416/1/th_redirect.html

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Montana State University

12. Peterson, Earl B. Credit as an influence upon trade center patronage patterns in central Montana.

Degree: MS, College of Agriculture, 1963, Montana State University

URL: https://scholarworks.montana.edu/xmlui/handle/1/5889

Subjects/Keywords: Credit.; Consumer credit.

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APA (6^th Edition):

Peterson, E. B. (1963). Credit as an influence upon trade center patronage patterns in central Montana. (Masters Thesis). Montana State University. Retrieved from https://scholarworks.montana.edu/xmlui/handle/1/5889

Chicago Manual of Style (16^th Edition):

Peterson, Earl B. “Credit as an influence upon trade center patronage patterns in central Montana.” 1963. Masters Thesis, Montana State University. Accessed February 27, 2021. https://scholarworks.montana.edu/xmlui/handle/1/5889.

MLA Handbook (7^th Edition):

Peterson, Earl B. “Credit as an influence upon trade center patronage patterns in central Montana.” 1963. Web. 27 Feb 2021.

Vancouver:

Peterson EB. Credit as an influence upon trade center patronage patterns in central Montana. [Internet] [Masters thesis]. Montana State University; 1963. [cited 2021 Feb 27]. Available from: https://scholarworks.montana.edu/xmlui/handle/1/5889.

Council of Science Editors:

Peterson EB. Credit as an influence upon trade center patronage patterns in central Montana. [Masters Thesis]. Montana State University; 1963. Available from: https://scholarworks.montana.edu/xmlui/handle/1/5889

University of Cape Town

13. Serame, Molobeng. Factors Influencing SMEs’ Access to Finance in South Africa.

Degree: MCom (Development Finance), Graduate School of Business (GSB), 2019, University of Cape Town

URL: http://hdl.handle.net/11427/30479

► Policymakers and scholars universally accept and recognise the influence of small, macro, and medium enterprises (SMMEs) on stimulating economic growth and job creation. South Africa… (more)

▼ Policymakers and scholars universally accept and recognise the influence of small, macro, and medium enterprises (SMMEs) on stimulating economic growth and job creation. South Africa in particular, has the challenge of a high unemployment rate, particularly among the youth, coupled with high inequality levels and stagnant economic growth over the recent years. These challenges have made the role of SMMEs even more important in South Africa. Despite the known importance of the influence of SMEs on the economy and the government initiatives to grow SMEs, SMEs continue to face challenges of access to finance and high failure rates in their start-up phases. Against this background, this study examined the key reasons SMMEs struggle to gain access to banking finance with the aim of understanding the root causes of those reasons. This study aimed to provide solutions to addressing the root causes of SMMEs inaccessibility to finance to narrowing the finance gap in this segment. The study employed the parallel convergent mixed methods approach that combined both qualitative and quantitative approaches in data collection and analysis. Convenient sampling was used to identify the SMMEs for quantitative research. The empirical evidence was collected using survey data. The survey was distributed among the SMMEs sampled. For qualitative research, purposeful sampling was used to identify the research participants. Four bank managers working specifically with SME finance were selected and approached for the research. Qualitative data was collected using semi-structured interviews. The study found that most SMMEs struggle to get access to finance with the majority citing a poor credit record as the main reason for being declined for credit. Most SMMEs are deterred from applying for banking finance and find the processes long and complicated. The study also found that the root cause of SMMEs low access to banking finance is a lack of education and understanding of bank processes and factors influencing their creditworthiness. These include poor governance by SMMEs and lack of proper bookkeeping. It is recommended that SMMEs upskill themselves with financial literacy and basic business management skills. Banks should find innovative ways of assessing creditworthiness for SMMEs and should consider other data sources. A collaboration between banks, government agents, and DFIs is advised. Advisors/Committee Members: Alhassan, Abdul Latif (advisor).

Subjects/Keywords: SMME financing; Access to credit; Credit supply

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APA (6^th Edition):

Serame, M. (2019). Factors Influencing SMEs’ Access to Finance in South Africa. (Thesis). University of Cape Town. Retrieved from http://hdl.handle.net/11427/30479

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Serame, Molobeng. “Factors Influencing SMEs’ Access to Finance in South Africa.” 2019. Thesis, University of Cape Town. Accessed February 27, 2021. http://hdl.handle.net/11427/30479.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Serame, Molobeng. “Factors Influencing SMEs’ Access to Finance in South Africa.” 2019. Web. 27 Feb 2021.

Vancouver:

Serame M. Factors Influencing SMEs’ Access to Finance in South Africa. [Internet] [Thesis]. University of Cape Town; 2019. [cited 2021 Feb 27]. Available from: http://hdl.handle.net/11427/30479.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Serame M. Factors Influencing SMEs’ Access to Finance in South Africa. [Thesis]. University of Cape Town; 2019. Available from: http://hdl.handle.net/11427/30479

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Cornell University

14. Seok, Young Hwa. EVENT STUDY ANALYSIS OF CONSUMER BEHAVIOR: EVIDENCE FROM CREDIT CARD SPENDING IN KOREA.

Degree: PhD, Applied Economics and Management, 2017, Cornell University

URL: http://hdl.handle.net/1813/56845

► This dissertation uses proprietary credit card data to investigate the impact of several shocks on consumer’s spending behaviors. The shocks studied consist of a regulatory… (more)

▼ This dissertation uses proprietary credit card data to investigate the impact of several shocks on consumer’s spending behaviors. The shocks studied consist of a regulatory shock initiated by the Korean government, an emotional shock from a human-made calamity, and a security shock stemming from a high-profile information security breach. Chapter 1 introduces the motivations behind this dissertation and gives a summary of each chapter. Chapter 2 discusses the regulatory shock. In South Korea, credit card holders can subscribe to a messaging service that sends a cell phone text message whenever a credit card purchase is made. Since September 2012, Korean policymakers have required that these text messages also include information on unpaid debt balances. Comparing credit card spending by users who subscribe to this messaging service and by users who do not shows that reminders of unpaid debt balances reduce credit card spending by 1%, past due balances by 0.5%, and installment purchases by 0.5%. These findings suggest that simple reminders of unpaid debt balances can lead to more responsible spending. Chapter 3 examines the effect of social grief on credit card spending. In April 2014, a South Korean ferry carrying 476 people, mostly secondary school students from the city of Ansan, capsized, leading to 304 deaths in a disaster that devastated the entire country. This research finds that spending decreased dramatically after the disaster, especially among people living in Ansan. These findings suggest that social grief can reduce consumer spending. Chapter 4 explores the effect of the high-profile information security breach on consumer credit card spending. On January 8, 2014, Korean regulators announced that the details of 104 million credit cards had been stolen, affecting nearly 20 million individuals. This research finds empirical evidence that such a massive information security breach increases the likelihood of account cancellation and reduces the use of the compromised credit card. Chapter 5 concludes with a summary of main findings of the dissertation and suggests directions for future studies on consumer behavior. Advisors/Committee Members: Hwang, Byoung-Hyoun (chair), Ng, David T. (chair), Kim, Hyunseob (committee member).

Subjects/Keywords: Economics; Credit Card

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APA (6^th Edition):

Seok, Y. H. (2017). EVENT STUDY ANALYSIS OF CONSUMER BEHAVIOR: EVIDENCE FROM CREDIT CARD SPENDING IN KOREA. (Doctoral Dissertation). Cornell University. Retrieved from http://hdl.handle.net/1813/56845

Chicago Manual of Style (16^th Edition):

Seok, Young Hwa. “EVENT STUDY ANALYSIS OF CONSUMER BEHAVIOR: EVIDENCE FROM CREDIT CARD SPENDING IN KOREA.” 2017. Doctoral Dissertation, Cornell University. Accessed February 27, 2021. http://hdl.handle.net/1813/56845.

MLA Handbook (7^th Edition):

Seok, Young Hwa. “EVENT STUDY ANALYSIS OF CONSUMER BEHAVIOR: EVIDENCE FROM CREDIT CARD SPENDING IN KOREA.” 2017. Web. 27 Feb 2021.

Vancouver:

Seok YH. EVENT STUDY ANALYSIS OF CONSUMER BEHAVIOR: EVIDENCE FROM CREDIT CARD SPENDING IN KOREA. [Internet] [Doctoral dissertation]. Cornell University; 2017. [cited 2021 Feb 27]. Available from: http://hdl.handle.net/1813/56845.

Council of Science Editors:

Seok YH. EVENT STUDY ANALYSIS OF CONSUMER BEHAVIOR: EVIDENCE FROM CREDIT CARD SPENDING IN KOREA. [Doctoral Dissertation]. Cornell University; 2017. Available from: http://hdl.handle.net/1813/56845

University of Waterloo

15. Zhang, Min. Sovereign Credit Risk Analysis for Selected Asian and European Countries.

Degree: 2013, University of Waterloo

URL: http://hdl.handle.net/10012/7532

► We analyze the nature of sovereign credit risk for selected Asian and European countries through a set of sovereign CDS data for an eighty-year period… (more)

Subjects/Keywords: sovereign credit risk

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APA (6^th Edition):

Zhang, M. (2013). Sovereign Credit Risk Analysis for Selected Asian and European Countries. (Thesis). University of Waterloo. Retrieved from http://hdl.handle.net/10012/7532

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Zhang, Min. “Sovereign Credit Risk Analysis for Selected Asian and European Countries.” 2013. Thesis, University of Waterloo. Accessed February 27, 2021. http://hdl.handle.net/10012/7532.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Zhang, Min. “Sovereign Credit Risk Analysis for Selected Asian and European Countries.” 2013. Web. 27 Feb 2021.

Vancouver:

Zhang M. Sovereign Credit Risk Analysis for Selected Asian and European Countries. [Internet] [Thesis]. University of Waterloo; 2013. [cited 2021 Feb 27]. Available from: http://hdl.handle.net/10012/7532.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Zhang M. Sovereign Credit Risk Analysis for Selected Asian and European Countries. [Thesis]. University of Waterloo; 2013. Available from: http://hdl.handle.net/10012/7532

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Addis Ababa University

16. Mawek, Tesfaye. Impact Of Credit Shock on Output and Price in case of Ethiopia .

Degree: 2014, Addis Ababa University

URL: http://etd.aau.edu.et/dspace/handle/123456789/5135

► Using the Structural Vector Autoregression (SVAR) method, this paper analyses the impact of domestic credit shock on Ethiopian economy for the period 1998 to 2013… (more)

Subjects/Keywords: Credit Shock; Price

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APA (6^th Edition):

Mawek, T. (2014). Impact Of Credit Shock on Output and Price in case of Ethiopia . (Thesis). Addis Ababa University. Retrieved from http://etd.aau.edu.et/dspace/handle/123456789/5135

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Mawek, Tesfaye. “Impact Of Credit Shock on Output and Price in case of Ethiopia .” 2014. Thesis, Addis Ababa University. Accessed February 27, 2021. http://etd.aau.edu.et/dspace/handle/123456789/5135.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Mawek, Tesfaye. “Impact Of Credit Shock on Output and Price in case of Ethiopia .” 2014. Web. 27 Feb 2021.

Vancouver:

Mawek T. Impact Of Credit Shock on Output and Price in case of Ethiopia . [Internet] [Thesis]. Addis Ababa University; 2014. [cited 2021 Feb 27]. Available from: http://etd.aau.edu.et/dspace/handle/123456789/5135.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Mawek T. Impact Of Credit Shock on Output and Price in case of Ethiopia . [Thesis]. Addis Ababa University; 2014. Available from: http://etd.aau.edu.et/dspace/handle/123456789/5135

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Addis Ababa University

17. Muluneh, Degine. Issues, Challenges, and Opportunities for the Development of Domestic Credit Rating Agent (DCRA) in Ethiopia (A comparative study) .

Degree: 2009, Addis Ababa University

URL: http://etd.aau.edu.et/dspace/handle/123456789/6196

► The very objective of this project paper is to discern the potential challenges and opportunities for initiating and developing credit rating Agency, and remarkable credit… (more)

▼ The very objective of this project paper is to discern the potential challenges and opportunities for initiating and developing credit rating Agency, and remarkable credit information system thereby, in Ethiopia. The very need to initiate DCRA is also importantly investigated. Regulating DCRA, once established, is also the theme of the study. The paper tries to address benefits going to be reaped with regard to enhanced credit information system by using local Credit Rating Agency (DCRA).supplementary benefits of DCRA, apart from rating borrowers is also slightly investigated. The study further considers the experience of countries that have already made use of credit-rating agency operation one way or another. Research Questions The following research questions can be hypothesized to address the above general objective: 1. What are the opportunities and challenges for the development of credit rating Agency in Ethiopia? 1.1 What should be done before effecting credit-rating Agency in Ethiopia? 1.2 Does DCRA help for attracting investment, especially DFI? 1.3 Does DCRA help in increasing the access of small enterprises to credit?1.4 Does DCRA have to do with Sovereign rating? 2. Is the existing credit-market working efficiently? 3. Does Ethiopia need credit-rating Agency? 4. How the existence of credit rating Agency is helpful for lenders and/or borrowers in Ethiopia? 5. How is government going to benefit from the existence of Domestic credit-rating 6 Agency? 6. What will be the role of government in operation of the credit rating industry? 7. Will the development of credit-rating agency enhance the consolidation and institutionalization of the security market? 8. Is there relationship between country’s credit rating and its cost of borrowing and investment attracted? 9. Is there relationship between good credit information system and level of financing by businesses? investment attracted? 9. Is there relationship between good credit information system and level of financing by businesses? Advisors/Committee Members: G/Medhin G/Mariam( Ass. Prof.) (advisor).

Subjects/Keywords: Credit Rating Agencies

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APA (6^th Edition):

Muluneh, D. (2009). Issues, Challenges, and Opportunities for the Development of Domestic Credit Rating Agent (DCRA) in Ethiopia (A comparative study) . (Thesis). Addis Ababa University. Retrieved from http://etd.aau.edu.et/dspace/handle/123456789/6196

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Muluneh, Degine. “Issues, Challenges, and Opportunities for the Development of Domestic Credit Rating Agent (DCRA) in Ethiopia (A comparative study) .” 2009. Thesis, Addis Ababa University. Accessed February 27, 2021. http://etd.aau.edu.et/dspace/handle/123456789/6196.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Muluneh, Degine. “Issues, Challenges, and Opportunities for the Development of Domestic Credit Rating Agent (DCRA) in Ethiopia (A comparative study) .” 2009. Web. 27 Feb 2021.

Vancouver:

Muluneh D. Issues, Challenges, and Opportunities for the Development of Domestic Credit Rating Agent (DCRA) in Ethiopia (A comparative study) . [Internet] [Thesis]. Addis Ababa University; 2009. [cited 2021 Feb 27]. Available from: http://etd.aau.edu.et/dspace/handle/123456789/6196.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Muluneh D. Issues, Challenges, and Opportunities for the Development of Domestic Credit Rating Agent (DCRA) in Ethiopia (A comparative study) . [Thesis]. Addis Ababa University; 2009. Available from: http://etd.aau.edu.et/dspace/handle/123456789/6196

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of Nairobi

18. Mutune, Regina K. An investigation of the credit management practices in manufacturing industries: a case study of east african portland cement company limited .

Degree: 2010, University of Nairobi

URL: http://hdl.handle.net/11295/95803

► The aim of the study is to investigate current credit management practices in EAPCC. Credit management has established itself worldwide as a vital management function,… (more)

Subjects/Keywords: Credit management practices

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APA (6^th Edition):

Mutune, R. K. (2010). An investigation of the credit management practices in manufacturing industries: a case study of east african portland cement company limited . (Thesis). University of Nairobi. Retrieved from http://hdl.handle.net/11295/95803

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Mutune, Regina K. “An investigation of the credit management practices in manufacturing industries: a case study of east african portland cement company limited .” 2010. Thesis, University of Nairobi. Accessed February 27, 2021. http://hdl.handle.net/11295/95803.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Mutune, Regina K. “An investigation of the credit management practices in manufacturing industries: a case study of east african portland cement company limited .” 2010. Web. 27 Feb 2021.

Vancouver:

Mutune RK. An investigation of the credit management practices in manufacturing industries: a case study of east african portland cement company limited . [Internet] [Thesis]. University of Nairobi; 2010. [cited 2021 Feb 27]. Available from: http://hdl.handle.net/11295/95803.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Mutune RK. An investigation of the credit management practices in manufacturing industries: a case study of east african portland cement company limited . [Thesis]. University of Nairobi; 2010. Available from: http://hdl.handle.net/11295/95803

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of Nairobi

19. Wakaria, Solomon. The Effect of Credit Risk Management on the Financial Performance of Microfinance Institutions in Kenya .

Degree: 2016, University of Nairobi

URL: http://hdl.handle.net/11295/100301

► Credit risk is on an increasing rate is becoming an area of concern to many people and institutions in the lending business globally. This kind… (more)

▼ Credit risk is on an increasing rate is becoming an area of concern to many people and institutions in the lending business globally. This kind of exposure leads to instability and poor financial performance of financial institutions. Therefore, this research sought to evaluate the effect of credit risk management on the financial performance of DTMs and non-deposit taking MFIs in Kenya. The research design exploited descriptive research design in this research as it draws in a comprehensive analysis of credit risk management and its correlation with financial performance in micro finance institutions. Secondary data gathered from microfinance institutions yearly reports (2011- 2015) was utilized. The study population was 13 microfinance institutions licensed by CBK and 22 nondeposit taking MFIs, though data was attained from 27 MFIs. The data collected was subjected to a multiple regression analysis, correlation, and ANOVA. In the analysis, ROE was used as a profitability indicator whereas PAR 30 was a measure of credit risk. This study depicted that there is a considerable correlation involving financial performance and credit risk management. From the model, the ROE (Financial performance) was 10.676 when other factors (Credit risk, Liquidity risk and Interest rate risk) are held constant. A unit increase in credit risk holding other factors constant results in a 2.165 decrease in the return on equity (ROE). Additionally, a unit increase in liquidity risk results in a 0.224 increase in the return on equity other factors held constant. Finally, from the model, when other factors are held constant, (Credit Risk and Liquidity risk), a unit increase in the central bank of Kenya interest rates results in a decrease in the ROE of the microfinance institutions by 0.518. The credit risk and interest risk were the most significant variables as their p-values were less than 0.05. The study recommends that the Mfis in Kenya must pay constant attention to credit risk being a major risk to NPLs. Secondly; CBK needs to come up with strong regulations on the unregulated nondeposit making MFIs. Thirdly, the regulators must come up with adequate capital adequacy requirements to shield the MFIs from financial risks. Further research needs to be done on the effects of absence of regulations on the MFIs in Kenya.

Subjects/Keywords: Credit Risk Management

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APA · Chicago · MLA · Vancouver · CSE | Export to Zotero / EndNote / Reference Manager

APA (6^th Edition):

Wakaria, S. (2016). The Effect of Credit Risk Management on the Financial Performance of Microfinance Institutions in Kenya . (Thesis). University of Nairobi. Retrieved from http://hdl.handle.net/11295/100301

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Wakaria, Solomon. “The Effect of Credit Risk Management on the Financial Performance of Microfinance Institutions in Kenya .” 2016. Thesis, University of Nairobi. Accessed February 27, 2021. http://hdl.handle.net/11295/100301.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Wakaria, Solomon. “The Effect of Credit Risk Management on the Financial Performance of Microfinance Institutions in Kenya .” 2016. Web. 27 Feb 2021.

Vancouver:

Wakaria S. The Effect of Credit Risk Management on the Financial Performance of Microfinance Institutions in Kenya . [Internet] [Thesis]. University of Nairobi; 2016. [cited 2021 Feb 27]. Available from: http://hdl.handle.net/11295/100301.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Wakaria S. The Effect of Credit Risk Management on the Financial Performance of Microfinance Institutions in Kenya . [Thesis]. University of Nairobi; 2016. Available from: http://hdl.handle.net/11295/100301

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of Nairobi

20. Mwasambu, Mbango C. Relationship Between Credit Risk Management Practices And Financial Performance Of Deposit Taking Savings And Credit Co-Operative Societies In Kenya.

Degree: 2016, University of Nairobi

URL: http://hdl.handle.net/11295/100390

► In the SACCO subsector the subject of credit risk administration cannot be underestimated due to the observed levels of loan default resulting from the mode… (more)

Subjects/Keywords: Credit Risk Management

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APA (6^th Edition):

Mwasambu, M. C. (2016). Relationship Between Credit Risk Management Practices And Financial Performance Of Deposit Taking Savings And Credit Co-Operative Societies In Kenya. (Thesis). University of Nairobi. Retrieved from http://hdl.handle.net/11295/100390

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Mwasambu, Mbango C. “Relationship Between Credit Risk Management Practices And Financial Performance Of Deposit Taking Savings And Credit Co-Operative Societies In Kenya. ” 2016. Thesis, University of Nairobi. Accessed February 27, 2021. http://hdl.handle.net/11295/100390.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Mwasambu, Mbango C. “Relationship Between Credit Risk Management Practices And Financial Performance Of Deposit Taking Savings And Credit Co-Operative Societies In Kenya. ” 2016. Web. 27 Feb 2021.

Vancouver:

Mwasambu MC. Relationship Between Credit Risk Management Practices And Financial Performance Of Deposit Taking Savings And Credit Co-Operative Societies In Kenya. [Internet] [Thesis]. University of Nairobi; 2016. [cited 2021 Feb 27]. Available from: http://hdl.handle.net/11295/100390.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Mwasambu MC. Relationship Between Credit Risk Management Practices And Financial Performance Of Deposit Taking Savings And Credit Co-Operative Societies In Kenya. [Thesis]. University of Nairobi; 2016. Available from: http://hdl.handle.net/11295/100390

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of Houston

21. Jacobs, Daniel. Essays on Credit and Financial Literacy Accumulation.

Degree: PhD, Economics, 2020, University of Houston

URL: http://hdl.handle.net/10657/6647

► This dissertation is comprised of two studies on financial literacy accumulation. Both chapters, to my knowledge, are the first time a moment-matching calibration procedure has… (more)

▼ This dissertation is comprised of two studies on financial literacy accumulation. Both chapters, to my knowledge, are the first time a moment-matching calibration procedure has been used to quantify the effects of financial literacy accumulation. In the first chapter, I examine how adverse borrowing conditions may influence financial literacy accumulation. To do so, I develop a life cycle model with financial literacy investment and borrowing rate uncertainty and calibrate it to the American Life Panel. When households expect borrowing rates to vary often, they invest in financial literacy to insure against borrowing rate variation. I evaluate the effect of two popular policies developed to ameliorate the effects of low financial literacy-an interest rate cap and a financial literacy subsidy. I find that an interest rate cap discourages financial literacy accumulation, while a subsidy of leads households to obtain a higher return by three basis points. In particular, the subsidy improves the welfare the most for low-income, highly leveraged households. In the second chapter, I build and calibrate a quantitative model of financial literacy accumulation and analyze the effect of permanent income on financial literacy accumulation. I find that the shape of the age-earnings profile influences the rate at which financial literacy accumulates and declines over the life cycle. Using the calibrated model, I quantitatively analyze two experiments: a negative wealth-shock and a school financial literacy program. While individuals with flat income profiles acquire less financial literacy on average, they respond more sensitively to wealth shocks and the financial literacy program than individuals with steep income profiles. In both cases, they invest more in financial literacy but also let more of their financial literacy depreciate. These results are useful to policymakers interested in targeting groups that may benefit the most from financial literacy programs and suggest some cohorts may be resource-constrained with respect to financial literacy accumulation. Advisors/Committee Members: Sorensen, Bent E. (advisor), Cubas Norando, German (committee member), Wang, Fan (committee member), Pinto, Pablo M. (committee member).

Subjects/Keywords: Financial Literacy. Credit

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APA (6^th Edition):

Jacobs, D. (2020). Essays on Credit and Financial Literacy Accumulation. (Doctoral Dissertation). University of Houston. Retrieved from http://hdl.handle.net/10657/6647

Chicago Manual of Style (16^th Edition):

Jacobs, Daniel. “Essays on Credit and Financial Literacy Accumulation.” 2020. Doctoral Dissertation, University of Houston. Accessed February 27, 2021. http://hdl.handle.net/10657/6647.

MLA Handbook (7^th Edition):

Jacobs, Daniel. “Essays on Credit and Financial Literacy Accumulation.” 2020. Web. 27 Feb 2021.

Vancouver:

Jacobs D. Essays on Credit and Financial Literacy Accumulation. [Internet] [Doctoral dissertation]. University of Houston; 2020. [cited 2021 Feb 27]. Available from: http://hdl.handle.net/10657/6647.

Council of Science Editors:

Jacobs D. Essays on Credit and Financial Literacy Accumulation. [Doctoral Dissertation]. University of Houston; 2020. Available from: http://hdl.handle.net/10657/6647

University of Manitoba

22. Zhu, Xinyi. Evaluation of credit value adjustment with a random recovery rate via a Lévy default model.

Degree: Management, 2016, University of Manitoba

URL: http://hdl.handle.net/1993/31260

► Credit value adjustment (CVA), as a quantified measure of counterparty credit risk for financial derivatives, is becoming an increasingly important concept for the financial industry.… (more)

Subjects/Keywords: Credit Value Adjustment

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APA (6^th Edition):

Zhu, X. (2016). Evaluation of credit value adjustment with a random recovery rate via a Lévy default model. (Masters Thesis). University of Manitoba. Retrieved from http://hdl.handle.net/1993/31260

Chicago Manual of Style (16^th Edition):

Zhu, Xinyi. “Evaluation of credit value adjustment with a random recovery rate via a Lévy default model.” 2016. Masters Thesis, University of Manitoba. Accessed February 27, 2021. http://hdl.handle.net/1993/31260.

MLA Handbook (7^th Edition):

Zhu, Xinyi. “Evaluation of credit value adjustment with a random recovery rate via a Lévy default model.” 2016. Web. 27 Feb 2021.

Vancouver:

Zhu X. Evaluation of credit value adjustment with a random recovery rate via a Lévy default model. [Internet] [Masters thesis]. University of Manitoba; 2016. [cited 2021 Feb 27]. Available from: http://hdl.handle.net/1993/31260.

Council of Science Editors:

Zhu X. Evaluation of credit value adjustment with a random recovery rate via a Lévy default model. [Masters Thesis]. University of Manitoba; 2016. Available from: http://hdl.handle.net/1993/31260

23. Nicolle, Marie. Essai sur le droit au crédit : Risk, safety and air carrier’s liability towards the passenger.

Degree: Docteur es, Droit privé, 2014, Université Paris Descartes – Paris V

URL: http://www.theses.fr/2014PA05D023

►

Est-il envisageable de reconnaître l’existence d’un droit au crédit ? Dans la première partie de la thèse, il est montré que ce droit est effectivement… (more)

Subjects/Keywords: Crédit; Credit; 346.073

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APA (6^th Edition):

Nicolle, M. (2014). Essai sur le droit au crédit : Risk, safety and air carrier’s liability towards the passenger. (Doctoral Dissertation). Université Paris Descartes – Paris V. Retrieved from http://www.theses.fr/2014PA05D023

Chicago Manual of Style (16^th Edition):

Nicolle, Marie. “Essai sur le droit au crédit : Risk, safety and air carrier’s liability towards the passenger.” 2014. Doctoral Dissertation, Université Paris Descartes – Paris V. Accessed February 27, 2021. http://www.theses.fr/2014PA05D023.

MLA Handbook (7^th Edition):

Nicolle, Marie. “Essai sur le droit au crédit : Risk, safety and air carrier’s liability towards the passenger.” 2014. Web. 27 Feb 2021.

Vancouver:

Nicolle M. Essai sur le droit au crédit : Risk, safety and air carrier’s liability towards the passenger. [Internet] [Doctoral dissertation]. Université Paris Descartes – Paris V; 2014. [cited 2021 Feb 27]. Available from: http://www.theses.fr/2014PA05D023.

Council of Science Editors:

Nicolle M. Essai sur le droit au crédit : Risk, safety and air carrier’s liability towards the passenger. [Doctoral Dissertation]. Université Paris Descartes – Paris V; 2014. Available from: http://www.theses.fr/2014PA05D023

24. Andriakopoulos, Konstantinos. The access to finance of small and medium sized enterprises in the euro area.

Degree: 2015, Athens University Economics and Business (AUEB); Οικονομικό Πανεπιστήμιο Αθηνών

URL: http://hdl.handle.net/10442/hedi/36756

► Although a firm can finance its investment project through a multitude funding sources it does not mean that all firms have equal access to them.… (more)

▼ Although a firm can finance its investment project through a multitude funding sources it does not mean that all firms have equal access to them. In other words, Small and Medium Enterprises rely heavily on bank and trade credit as due to their opaque nature and their size they have limited access to bond and equity financing. This is exactly the goal of this thesis to enhance our understanding of the access to finance of small and medium-sized enterprises by examining the credit outcomes in euro area focusing on the above two crucial external finance sources for SMEs (bank credit and trade credit). Chapter 1 mainly offers a review of the theoretical and empirical literature on credit outcomes while in Chapter 2 the description and the properties of the data analyzed in this thesis are presented.Chapter 3 discusses the empirical techniques used to model economic variables that are of limited-dependent nature. These models are relevant for this thesis since they help us to overcome special econometric issues which are related to binary variables that arise throughout our research. Chapter 4 focuses on the joint probability of rationing occurrence formulated by a system framework (Bivariate Probit). This joint probability refers to a group of SMEs that is essentially cut off from external funding, given that bank and trade credit are by far the dominant external financing sources for SMEs. Our empirical results offer us positive evidence that the two rationing phenomena are strongly interrelated, suggesting the presence of commonality in the stochastic factors driving the two rationing processes. Our results indicate that joint rationing is less likely for firms with more enhanced investment opportunity sets and for less financially opaque firms. Moreover, over and above the firm-specific effects, we document substantial fixed country effects, which imply that the joint probability rationing outcomes are heavily affected by macroeconomic conditions.Chapter 5 explores the determinants of discouragement, both on bank credit and trade credit. We choose to estimate two Bivariate Probit models with sample selection through maximum likelihood technics so as to face effectively nonrandom sample issues. The empirical results suggest that bank credit discouragement is affected by profitability, turnover, leverage, net interest expenses, and firm size. Moreover, we document sectoral and country heterogeneity while the same analysis is carried out for trade credit obtaining similar results.Chapter 6 studies the determinants of the probability of the perceived bank and trade credit availability deterioration. We conduct this investigation using a system framework (Bivariate Ordered Probit). The empirical results of this study suggest that firm characteristics (turnover, net interest expenses, and leverage) matter for the perceived availability of external finance. Furthermore, this probability is inversely related to employment size. In addition, the perceived availability of external financing is positively affected by various…

Subjects/Keywords: Πιστωτικός περιορισμός; Τραπεζικός δανεισμός; ΠΙΣΤΩΣΗ; Credit rationing; Bank credit; Trade credit; Discouraged borrowers; Credit availability

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APA · Chicago · MLA · Vancouver · CSE | Export to Zotero / EndNote / Reference Manager

APA (6^th Edition):

Andriakopoulos, K. (2015). The access to finance of small and medium sized enterprises in the euro area. (Thesis). Athens University Economics and Business (AUEB); Οικονομικό Πανεπιστήμιο Αθηνών. Retrieved from http://hdl.handle.net/10442/hedi/36756

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Andriakopoulos, Konstantinos. “The access to finance of small and medium sized enterprises in the euro area.” 2015. Thesis, Athens University Economics and Business (AUEB); Οικονομικό Πανεπιστήμιο Αθηνών. Accessed February 27, 2021. http://hdl.handle.net/10442/hedi/36756.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Andriakopoulos, Konstantinos. “The access to finance of small and medium sized enterprises in the euro area.” 2015. Web. 27 Feb 2021.

Vancouver:

Andriakopoulos K. The access to finance of small and medium sized enterprises in the euro area. [Internet] [Thesis]. Athens University Economics and Business (AUEB); Οικονομικό Πανεπιστήμιο Αθηνών; 2015. [cited 2021 Feb 27]. Available from: http://hdl.handle.net/10442/hedi/36756.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Andriakopoulos K. The access to finance of small and medium sized enterprises in the euro area. [Thesis]. Athens University Economics and Business (AUEB); Οικονομικό Πανεπιστήμιο Αθηνών; 2015. Available from: http://hdl.handle.net/10442/hedi/36756

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of Missouri – Columbia

25. Ganguli, Sumittra. Three essays on the relationship between reputation and leverage : a Bayesian perspective.

Degree: 2017, University of Missouri – Columbia

URL: http://hdl.handle.net/10355/62267

► [ACCESS RESTRICTED TO THE UNIVERSITY OF MISSOURI AT AUTHOR'S REQUEST.] In markets involving repeated interactions between a principal and an agent, (labor markets, credit market,… (more)

Subjects/Keywords: Credit; Relationship banking

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APA · Chicago · MLA · Vancouver · CSE | Export to Zotero / EndNote / Reference Manager

APA (6^th Edition):

Ganguli, S. (2017). Three essays on the relationship between reputation and leverage : a Bayesian perspective. (Thesis). University of Missouri – Columbia. Retrieved from http://hdl.handle.net/10355/62267

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Ganguli, Sumittra. “Three essays on the relationship between reputation and leverage : a Bayesian perspective.” 2017. Thesis, University of Missouri – Columbia. Accessed February 27, 2021. http://hdl.handle.net/10355/62267.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Ganguli, Sumittra. “Three essays on the relationship between reputation and leverage : a Bayesian perspective.” 2017. Web. 27 Feb 2021.

Vancouver:

Ganguli S. Three essays on the relationship between reputation and leverage : a Bayesian perspective. [Internet] [Thesis]. University of Missouri – Columbia; 2017. [cited 2021 Feb 27]. Available from: http://hdl.handle.net/10355/62267.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Ganguli S. Three essays on the relationship between reputation and leverage : a Bayesian perspective. [Thesis]. University of Missouri – Columbia; 2017. Available from: http://hdl.handle.net/10355/62267

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

NSYSU

26. Jung, Te-Fang. A Study on Behavior of Credit Card Holders in Taiwan â After Bank Credit Crunch.

Degree: Master, EMBA, 2012, NSYSU

URL: http://etd.lib.nsysu.edu.tw/ETD-db/ETD-search/view_etd?URN=etd-0914112-092402

► The study is based on the financial statistics published by the Financial Supervisory Commission (FSC) to analysis the behavior of Taiwan credit cardholders after the… (more)

Subjects/Keywords: Credit Crisis; Global Financial Crisis; Credit Card; Credit Policy; Issuer

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APA (6^th Edition):

Jung, T. (2012). A Study on Behavior of Credit Card Holders in Taiwan â After Bank Credit Crunch. (Thesis). NSYSU. Retrieved from http://etd.lib.nsysu.edu.tw/ETD-db/ETD-search/view_etd?URN=etd-0914112-092402

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Jung, Te-Fang. “A Study on Behavior of Credit Card Holders in Taiwan â After Bank Credit Crunch.” 2012. Thesis, NSYSU. Accessed February 27, 2021. http://etd.lib.nsysu.edu.tw/ETD-db/ETD-search/view_etd?URN=etd-0914112-092402.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Jung, Te-Fang. “A Study on Behavior of Credit Card Holders in Taiwan â After Bank Credit Crunch.” 2012. Web. 27 Feb 2021.

Vancouver:

Jung T. A Study on Behavior of Credit Card Holders in Taiwan â After Bank Credit Crunch. [Internet] [Thesis]. NSYSU; 2012. [cited 2021 Feb 27]. Available from: http://etd.lib.nsysu.edu.tw/ETD-db/ETD-search/view_etd?URN=etd-0914112-092402.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Jung T. A Study on Behavior of Credit Card Holders in Taiwan â After Bank Credit Crunch. [Thesis]. NSYSU; 2012. Available from: http://etd.lib.nsysu.edu.tw/ETD-db/ETD-search/view_etd?URN=etd-0914112-092402

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

NSYSU

27. Huang, Kuo-Hui. A Study on the Credit Risk Evaluation at T Leasing Company.

Degree: Master, EMBA, 2017, NSYSU

URL: http://etd.lib.nsysu.edu.tw/ETD-db/ETD-search/view_etd?URN=etd-0629117-164915

► The credit risk assessment method of leasing company is mainly based on the principle of credit 5C and credit 5P, and combining with financial and… (more)

Subjects/Keywords: Credit Assessment; Credit 5P; Credit 5C; Leasing company; Risk Symptom

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APA · Chicago · MLA · Vancouver · CSE | Export to Zotero / EndNote / Reference Manager

APA (6^th Edition):

Huang, K. (2017). A Study on the Credit Risk Evaluation at T Leasing Company. (Thesis). NSYSU. Retrieved from http://etd.lib.nsysu.edu.tw/ETD-db/ETD-search/view_etd?URN=etd-0629117-164915

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Huang, Kuo-Hui. “A Study on the Credit Risk Evaluation at T Leasing Company.” 2017. Thesis, NSYSU. Accessed February 27, 2021. http://etd.lib.nsysu.edu.tw/ETD-db/ETD-search/view_etd?URN=etd-0629117-164915.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Huang, Kuo-Hui. “A Study on the Credit Risk Evaluation at T Leasing Company.” 2017. Web. 27 Feb 2021.

Vancouver:

Huang K. A Study on the Credit Risk Evaluation at T Leasing Company. [Internet] [Thesis]. NSYSU; 2017. [cited 2021 Feb 27]. Available from: http://etd.lib.nsysu.edu.tw/ETD-db/ETD-search/view_etd?URN=etd-0629117-164915.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Huang K. A Study on the Credit Risk Evaluation at T Leasing Company. [Thesis]. NSYSU; 2017. Available from: http://etd.lib.nsysu.edu.tw/ETD-db/ETD-search/view_etd?URN=etd-0629117-164915

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of KwaZulu-Natal

28. Govender, Ovayshea. A critical examination of reckless and predatory lending and how the National Credit Act 34 of 2005 seeks to prevent these practices.

Degree: 2019, University of KwaZulu-Natal

URL: https://researchspace.ukzn.ac.za/handle/10413/18629

► The credit industry has evolved overtime in South Africa. In March 2006, the National Credit Act (hereafter NCA or the Act) was promulgated after repealing… (more)

▼ The credit industry has evolved overtime in South Africa. In March 2006, the National Credit Act (hereafter NCA or the Act) was promulgated after repealing and replacing the Usury Act, Exemption Notices and the Credit Agreements Act as it was acknowledged that a single new credit act will regulate the credit industry. The purpose of the NCA as stated in Section 3 of the Act is to promote and advance the welfare of South Africans and to ensure that the credit industry is fair, transparent, effective and efficient. The Act seeks to promote responsible borrowing and discourage reckless credit granting. This dissertation analyses the practices of reckless lending and predatory lending which are prevalent in the credit market. The aim is to discuss the NCA and see how it imposes strict laws and regulations in relation to the prohibition of these practices. These include adverse consequences for credit providers who are engaging in reckless lending and predatory lending. Reckless credit lending is new to South Africa and was only introduced when the NCA came into effect. The Act clearly identifies this practice. Although there is no primary definition provided for predatory lending in the NCA, the Act prohibits practices that clearly constitute predatory lending. The Act ensures that consumers would not be disadvantaged in the credit industry and also provides protection for credit providers if they properly follow the rules and regulations stated in the Act. The NCA has been amended overtime and is in the process of being amended again. This dissertation will also consider the amendments that deal with the issues of reckless credit lending and predatory lending. The practices of reckless lending and predatory lending are concepts that have caused difficulties in many economies which is why this dissertation will also provide a comparative analysis on laws in some of these jurisdictions in order to see how they deal with the practices of reckless lending and predatory lending. Advisors/Committee Members: Woker, Tanya Ann. (advisor).

Subjects/Keywords: Reckless lending.; Predatory lending.; Credit market.; National Credit Act.; Credit granting.

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APA · Chicago · MLA · Vancouver · CSE | Export to Zotero / EndNote / Reference Manager

APA (6^th Edition):

Govender, O. (2019). A critical examination of reckless and predatory lending and how the National Credit Act 34 of 2005 seeks to prevent these practices. (Thesis). University of KwaZulu-Natal. Retrieved from https://researchspace.ukzn.ac.za/handle/10413/18629

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Govender, Ovayshea. “A critical examination of reckless and predatory lending and how the National Credit Act 34 of 2005 seeks to prevent these practices.” 2019. Thesis, University of KwaZulu-Natal. Accessed February 27, 2021. https://researchspace.ukzn.ac.za/handle/10413/18629.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Govender, Ovayshea. “A critical examination of reckless and predatory lending and how the National Credit Act 34 of 2005 seeks to prevent these practices.” 2019. Web. 27 Feb 2021.

Vancouver:

Govender O. A critical examination of reckless and predatory lending and how the National Credit Act 34 of 2005 seeks to prevent these practices. [Internet] [Thesis]. University of KwaZulu-Natal; 2019. [cited 2021 Feb 27]. Available from: https://researchspace.ukzn.ac.za/handle/10413/18629.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Govender O. A critical examination of reckless and predatory lending and how the National Credit Act 34 of 2005 seeks to prevent these practices. [Thesis]. University of KwaZulu-Natal; 2019. Available from: https://researchspace.ukzn.ac.za/handle/10413/18629

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

29. Vogt, Jonas. Reduced Form Credit Risk Models and the Second Dimension Risk Premium.

Degree: 2013, Technische Universität Dortmund

URL: http://hdl.handle.net/2003/30831

► Die vorliegende Dissertation beschäftigt sich mit Kreditrisiko-Modellen "reduzierter Form" (Reduced Form Credit Risk Models) zur Analyse staatlicher Kreditrisiken. In diesen Modellen wird der Insolvenzprozess dem… (more)

▼ Die vorliegende Dissertation beschäftigt sich mit Kreditrisiko-Modellen "reduzierter Form" (Reduced Form Credit Risk Models) zur Analyse staatlicher Kreditrisiken. In diesen Modellen wird der Insolvenzprozess dem Namen entsprechend in reduzierter Form modelliert: Erste Sprünge von Poisson-Prozessen sollen hier Kreditereignisse darstellen. Auf eine tiefergehende Abbildung der finanziellen Situation der Einheit wird verzichtet und die Modelle für verschiedene Einheiten unterscheiden sich lediglich in den Sprungintensitäten der jeweiligen Poisson- Prozesse. Die Intensitäten bzw. die Intensitätsprozesse, die die Modelle für bestimmte Einheiten charakterisieren, können entweder als deterministisch oder als stochastisch modelliert werden. Im letzteren Fall werden die Modelle in der Regel als "doppel stochastisch" (doubly stochastic) bezeichnet. Dabei werden die Intensitätsprozesse als Diffusionsprozesse modelliert. In dieser Dissertation werden technische Grundlagen und die Funktionsweise dieser Modelle erörtert. Weiterhin wird im wahrscheinlichkeitstheoretischen Rahmen dargestellt, wie man anhand dieser Modelle analysieren kann, welche Rolle eine mögliche Stochastik der Kreditausfallswahrscheinlichkeit bei der Bildung von Kreditwertpapierpreisen spielt. Eine Strategie zur Schätzung solcher Modelle unter zwei Massen anhand von Zeitreihendaten wird ebenfalls diskutiert und evaluiert. Anhand dieser Strategie werden Modelle für verschiedene europ äische Länder geschätzt. Basierend darauf wird im Hinblick auf die europäische Finanzkrise analysiert, welche Rolle die Stochastik der Ausfallwahrscheinlichkeit bei der Bildung von Kreditkosten für diese Länder spielt. Weiterhin wird in diesem Zusammenhang evaluiert, wie gut die Modellierung der Kreditkosten anhand von Kreditrisiko-Modellen reduzierter Form für diese Länder funktioniert und wie gut die geschätzten Modelle zur Prognose von Kreditwertpapierpreisen geeignet sind. Advisors/Committee Members: Wied, Dominik.

Subjects/Keywords: credit risk; reduced form credit risk models; sovereign credit risk; 310

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APA · Chicago · MLA · Vancouver · CSE | Export to Zotero / EndNote / Reference Manager

APA (6^th Edition):

Vogt, J. (2013). Reduced Form Credit Risk Models and the Second Dimension Risk Premium. (Thesis). Technische Universität Dortmund. Retrieved from http://hdl.handle.net/2003/30831

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Vogt, Jonas. “Reduced Form Credit Risk Models and the Second Dimension Risk Premium.” 2013. Thesis, Technische Universität Dortmund. Accessed February 27, 2021. http://hdl.handle.net/2003/30831.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Vogt, Jonas. “Reduced Form Credit Risk Models and the Second Dimension Risk Premium.” 2013. Web. 27 Feb 2021.

Vancouver:

Vogt J. Reduced Form Credit Risk Models and the Second Dimension Risk Premium. [Internet] [Thesis]. Technische Universität Dortmund; 2013. [cited 2021 Feb 27]. Available from: http://hdl.handle.net/2003/30831.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Vogt J. Reduced Form Credit Risk Models and the Second Dimension Risk Premium. [Thesis]. Technische Universität Dortmund; 2013. Available from: http://hdl.handle.net/2003/30831

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

30. Vogt, Jonas. Reduced Form Credit Risk Models and the Second Dimension Risk Premium: Technical Foundations, Estimation and Applications.

Degree: 2013, Technische Universität Dortmund

URL: http://dx.doi.org/10.17877/DE290R-5597

► Die vorliegende Dissertation beschäftigt sich mit Kreditrisiko-Modellen "reduzierter Form" (Reduced Form Credit Risk Models) zur Analyse staatlicher Kreditrisiken. In diesen Modellen wird der Insolvenzprozess dem… (more)

▼ Die vorliegende Dissertation beschäftigt sich mit Kreditrisiko-Modellen "reduzierter Form" (Reduced Form Credit Risk Models) zur Analyse staatlicher Kreditrisiken. In diesen Modellen wird der Insolvenzprozess dem Namen entsprechend in reduzierter Form modelliert: Erste Sprünge von Poisson-Prozessen sollen hier Kreditereignisse darstellen. Auf eine tiefergehende Abbildung der finanziellen Situation der Einheit wird verzichtet und die Modelle für verschiedene Einheiten unterscheiden sich lediglich in den Sprungintensitäten der jeweiligen Poisson- Prozesse. Die Intensitäten bzw. die Intensitätsprozesse, die die Modelle für bestimmte Einheiten charakterisieren, können entweder als deterministisch oder als stochastisch modelliert werden. Im letzteren Fall werden die Modelle in der Regel als "doppel stochastisch" (doubly stochastic) bezeichnet. Dabei werden die Intensitätsprozesse als Diffusionsprozesse modelliert. In dieser Dissertation werden technische Grundlagen und die Funktionsweise dieser Modelle erörtert. Weiterhin wird im wahrscheinlichkeitstheoretischen Rahmen dargestellt, wie man anhand dieser Modelle analysieren kann, welche Rolle eine mögliche Stochastik der Kreditausfallswahrscheinlichkeit bei der Bildung von Kreditwertpapierpreisen spielt. Eine Strategie zur Schätzung solcher Modelle unter zwei Massen anhand von Zeitreihendaten wird ebenfalls diskutiert und evaluiert. Anhand dieser Strategie werden Modelle für verschiedene europ äische Länder geschätzt. Basierend darauf wird im Hinblick auf die europäische Finanzkrise analysiert, welche Rolle die Stochastik der Ausfallwahrscheinlichkeit bei der Bildung von Kreditkosten für diese Länder spielt. Weiterhin wird in diesem Zusammenhang evaluiert, wie gut die Modellierung der Kreditkosten anhand von Kreditrisiko-Modellen reduzierter Form für diese Länder funktioniert und wie gut die geschätzten Modelle zur Prognose von Kreditwertpapierpreisen geeignet sind. Advisors/Committee Members: Wied, Dominik (advisor), Krämer, Walter (referee).

Subjects/Keywords: credit risk; reduced form credit risk models; sovereign credit risk; 310

Record Details Similar Records Cite « Share

❌

APA · Chicago · MLA · Vancouver · CSE | Export to Zotero / EndNote / Reference Manager

APA (6^th Edition):

Vogt, J. (2013). Reduced Form Credit Risk Models and the Second Dimension Risk Premium: Technical Foundations, Estimation and Applications. (Doctoral Dissertation). Technische Universität Dortmund. Retrieved from http://dx.doi.org/10.17877/DE290R-5597

Chicago Manual of Style (16^th Edition):

Vogt, Jonas. “Reduced Form Credit Risk Models and the Second Dimension Risk Premium: Technical Foundations, Estimation and Applications.” 2013. Doctoral Dissertation, Technische Universität Dortmund. Accessed February 27, 2021. http://dx.doi.org/10.17877/DE290R-5597.

MLA Handbook (7^th Edition):

Vogt, Jonas. “Reduced Form Credit Risk Models and the Second Dimension Risk Premium: Technical Foundations, Estimation and Applications.” 2013. Web. 27 Feb 2021.

Vancouver:

Vogt J. Reduced Form Credit Risk Models and the Second Dimension Risk Premium: Technical Foundations, Estimation and Applications. [Internet] [Doctoral dissertation]. Technische Universität Dortmund; 2013. [cited 2021 Feb 27]. Available from: http://dx.doi.org/10.17877/DE290R-5597.

Council of Science Editors:

Vogt J. Reduced Form Credit Risk Models and the Second Dimension Risk Premium: Technical Foundations, Estimation and Applications. [Doctoral Dissertation]. Technische Universität Dortmund; 2013. Available from: http://dx.doi.org/10.17877/DE290R-5597

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