subject:( Credit)

Addis Ababa University

1. Tilahun, Dessie. Access to Credit and the Impact of Credit constraints on Agricultural Productivity in Ethiopia: Evidence from Selected Zones of Rural Amhara .

Degree: 2015, Addis Ababa University

URL: http://etd.aau.edu.et/dspace/handle/123456789/6215

► The economy of Ethiopia is characterized by its reliance on subsistence agriculture and the existence of underdeveloped financial institutions, especially in rural areas. In the… (more)

Subjects/Keywords: Credit; Credit constraints

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APA (6^th Edition):

Tilahun, D. (2015). Access to Credit and the Impact of Credit constraints on Agricultural Productivity in Ethiopia: Evidence from Selected Zones of Rural Amhara . (Thesis). Addis Ababa University. Retrieved from http://etd.aau.edu.et/dspace/handle/123456789/6215

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Tilahun, Dessie. “Access to Credit and the Impact of Credit constraints on Agricultural Productivity in Ethiopia: Evidence from Selected Zones of Rural Amhara .” 2015. Thesis, Addis Ababa University. Accessed June 24, 2019. http://etd.aau.edu.et/dspace/handle/123456789/6215.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Tilahun, Dessie. “Access to Credit and the Impact of Credit constraints on Agricultural Productivity in Ethiopia: Evidence from Selected Zones of Rural Amhara .” 2015. Web. 24 Jun 2019.

Vancouver:

Tilahun D. Access to Credit and the Impact of Credit constraints on Agricultural Productivity in Ethiopia: Evidence from Selected Zones of Rural Amhara . [Internet] [Thesis]. Addis Ababa University; 2015. [cited 2019 Jun 24]. Available from: http://etd.aau.edu.et/dspace/handle/123456789/6215.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Tilahun D. Access to Credit and the Impact of Credit constraints on Agricultural Productivity in Ethiopia: Evidence from Selected Zones of Rural Amhara . [Thesis]. Addis Ababa University; 2015. Available from: http://etd.aau.edu.et/dspace/handle/123456789/6215

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of St. Andrews

2. Wu, Weiou. Correlations and linkages in credit risk : an investigation of the credit default swap market during the turmoil .

Degree: 2013, University of St. Andrews

URL: http://hdl.handle.net/10023/4048

► This thesis investigates correlations and linkages in credit risk that widely exist in all sectors of the financial markets. The main body of this thesis… (more)

Subjects/Keywords: Credit risk; Credit derivatives; Copula; Credit contagion

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APA (6^th Edition):

Wu, W. (2013). Correlations and linkages in credit risk : an investigation of the credit default swap market during the turmoil . (Thesis). University of St. Andrews. Retrieved from http://hdl.handle.net/10023/4048

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Wu, Weiou. “Correlations and linkages in credit risk : an investigation of the credit default swap market during the turmoil .” 2013. Thesis, University of St. Andrews. Accessed June 24, 2019. http://hdl.handle.net/10023/4048.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Wu, Weiou. “Correlations and linkages in credit risk : an investigation of the credit default swap market during the turmoil .” 2013. Web. 24 Jun 2019.

Vancouver:

Wu W. Correlations and linkages in credit risk : an investigation of the credit default swap market during the turmoil . [Internet] [Thesis]. University of St. Andrews; 2013. [cited 2019 Jun 24]. Available from: http://hdl.handle.net/10023/4048.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Wu W. Correlations and linkages in credit risk : an investigation of the credit default swap market during the turmoil . [Thesis]. University of St. Andrews; 2013. Available from: http://hdl.handle.net/10023/4048

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of Nairobi

3. Ngugi, Milka W. The impact of credit information sharing on credit risk for commercial banks in Kenya .

Degree: 2012, University of Nairobi

URL: http://erepository.uonbi.ac.ke:8080/xmlui/handle/123456789/12434

► With effect from 31st July 2010 credit information sharing was rolled out in Kenya. It was to be done through licensed credit reference bureaus (CRBs).… (more)

▼ With effect from 31st July 2010 credit information sharing was rolled out in Kenya. It was to be done through licensed credit reference bureaus (CRBs). In Kenya there exist two licensed CRBs that facilitate sharing of credit information. The purpose of this study is to determine the impact of credit information sharing on credit risk for commercial banks of Kenya. The information shared by banks in Kenya is both positive and negative. Non-performing loan is used as a proxy to credit risk. The population of this study consisted of all 44 banking institutions registered and operational in Kenya under the banking Act. The study utilized both secondary and primary data. Quantitative data on credit risk for commercial banks was extracted from annual reports, profit and loss accounts, balance sheets and cash flow statements. Data on credit information sharing was obtained through the use of questionnaires that were directed to commercial banks in Kenya. Chi-Square test was used to determine whether there is a significant difference between the expected frequencies and the observed frequencies in one or more categories. The study recommends that to be included in the CRB data base are institutions like Savings and Credit Co-operative Societies, Higher education Loans Board among others. In addition the study recommends both „Black‟ and „White‟ information be made mandatory to be shared in order to make the information sharing beneficial to all stakeholders. The study established that that there is a significant difference on the reports requested by banks from credit reference bureaus. The volumes in terms of information shared of nonperforming loans before and after information sharing shows an increase in the period after although when tested by Chi-square shows no significant difference. The comparison of nonperforming loans before and after the roll out of credit information sharing shows a decrease in non-performing loans. The study concludes that credit information sharing has a positive impact on credit risk although is not statistically significant.

Subjects/Keywords: Credit information; Credit risk

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APA (6^th Edition):

Ngugi, M. W. (2012). The impact of credit information sharing on credit risk for commercial banks in Kenya . (Thesis). University of Nairobi. Retrieved from http://erepository.uonbi.ac.ke:8080/xmlui/handle/123456789/12434

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Ngugi, Milka W. “The impact of credit information sharing on credit risk for commercial banks in Kenya .” 2012. Thesis, University of Nairobi. Accessed June 24, 2019. http://erepository.uonbi.ac.ke:8080/xmlui/handle/123456789/12434.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Ngugi, Milka W. “The impact of credit information sharing on credit risk for commercial banks in Kenya .” 2012. Web. 24 Jun 2019.

Vancouver:

Ngugi MW. The impact of credit information sharing on credit risk for commercial banks in Kenya . [Internet] [Thesis]. University of Nairobi; 2012. [cited 2019 Jun 24]. Available from: http://erepository.uonbi.ac.ke:8080/xmlui/handle/123456789/12434.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Ngugi MW. The impact of credit information sharing on credit risk for commercial banks in Kenya . [Thesis]. University of Nairobi; 2012. Available from: http://erepository.uonbi.ac.ke:8080/xmlui/handle/123456789/12434

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of Zambia

4. Sakala, Jimmy M. The flow of credit information to small-scale farmers in Zambia : capacity building .

Degree: 2013, University of Zambia

URL: http://hdl.handle.net/123456789/2825

► Taxation from time in memorial has being a source of revenue for the state to provide social goods for use by the whole citizens. States… (more)

Subjects/Keywords: Credit – Zambia – Credit – Zambia

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APA (6^th Edition):

Sakala, J. M. (2013). The flow of credit information to small-scale farmers in Zambia : capacity building . (Thesis). University of Zambia. Retrieved from http://hdl.handle.net/123456789/2825

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Sakala, Jimmy M. “The flow of credit information to small-scale farmers in Zambia : capacity building .” 2013. Thesis, University of Zambia. Accessed June 24, 2019. http://hdl.handle.net/123456789/2825.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Sakala, Jimmy M. “The flow of credit information to small-scale farmers in Zambia : capacity building .” 2013. Web. 24 Jun 2019.

Vancouver:

Sakala JM. The flow of credit information to small-scale farmers in Zambia : capacity building . [Internet] [Thesis]. University of Zambia; 2013. [cited 2019 Jun 24]. Available from: http://hdl.handle.net/123456789/2825.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Sakala JM. The flow of credit information to small-scale farmers in Zambia : capacity building . [Thesis]. University of Zambia; 2013. Available from: http://hdl.handle.net/123456789/2825

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of Georgia

5. Buffardi, Laura E. Credit cards and global cognitive focus: the role of temporal distance.

Degree: PhD, Psychology, 2010, University of Georgia

URL: http://purl.galileo.usg.edu/uga_etd/buffardi_laura_e_201005_phd

► Credit cards are increasingly prevalent in the lives of consumers. Recent research has established that interacting with credit cards produces a different cognitive mindset in… (more)

Subjects/Keywords: Credit Cards

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APA (6^th Edition):

Buffardi, L. E. (2010). Credit cards and global cognitive focus: the role of temporal distance. (Doctoral Dissertation). University of Georgia. Retrieved from http://purl.galileo.usg.edu/uga_etd/buffardi_laura_e_201005_phd

Chicago Manual of Style (16^th Edition):

Buffardi, Laura E. “Credit cards and global cognitive focus: the role of temporal distance.” 2010. Doctoral Dissertation, University of Georgia. Accessed June 24, 2019. http://purl.galileo.usg.edu/uga_etd/buffardi_laura_e_201005_phd.

MLA Handbook (7^th Edition):

Buffardi, Laura E. “Credit cards and global cognitive focus: the role of temporal distance.” 2010. Web. 24 Jun 2019.

Vancouver:

Buffardi LE. Credit cards and global cognitive focus: the role of temporal distance. [Internet] [Doctoral dissertation]. University of Georgia; 2010. [cited 2019 Jun 24]. Available from: http://purl.galileo.usg.edu/uga_etd/buffardi_laura_e_201005_phd.

Council of Science Editors:

Buffardi LE. Credit cards and global cognitive focus: the role of temporal distance. [Doctoral Dissertation]. University of Georgia; 2010. Available from: http://purl.galileo.usg.edu/uga_etd/buffardi_laura_e_201005_phd

University of Georgia

6. Prasuhn, Frederick Carl. Virtual seat time: translating asynchronous online education "class time" into credit hours.

Degree: PhD, Adult Education, 2011, University of Georgia

URL: http://purl.galileo.usg.edu/uga_etd/prasuhn_frederick_c_201112_phd

► For over a century, the American higher education system has used a metric to track learning. This metric became known as the credit hour (CH).… (more)

▼ For over a century, the American higher education system has used a metric to track learning. This metric became known as the credit hour (CH). The foundation of the CH was time in a classroom. Within the last few decades, asynchronous online education (ASO) has developed. However, a new metric did not develop in order to track learning with no designated classroom time. Thus, translation of CH values for ASO became a concern. The purpose of this study was to determine how “class time” in an asynchronous online higher education learning environment was translated into CHs. Specifically, I examined: (a) What methods do national and regional policies set forth for determining the translation of asynchronous online class time into CHs? (b) What methods do public higher education system policies set forth for determining the translation of asynchronous online class time into CHs? Policy analysis and interviews provided data for this study. Findings indicated that in literature the issue of CH use generally and with ASO is considered a problem. However, there was no literature the addressed how to assign CHs to ASO, nor were there discussions on related policies. Additional findings indicated that CH definitions and practices varied leaving an interpreted value for a CH. Data did not provide regulations guiding CH assignment to ASO. In October 2010, federal regulations were ratified making a CH worth an equivalent amount of learning that occurred within one hour of instruction plus two student work hours. The new standard was designed to equalize all learning modalities to the same value. The unresolved issue, then, was determining how much learning happened within three hours. Three major conclusions emerged from the study: (a) The federal government, accrediting agencies, and public higher education systems assign credit to asynchronous online education by the same metric as face-to-face classroom learning time; (b) Local institutions’ administration and faculty have the responsibility for assigning CHs to asynchronous online education; (c) There are some efforts toward considering a non-time based metric for assigning CHs to asynchronous online education. Advisors/Committee Members: Ronald M. Cervero.

Subjects/Keywords: academic credit

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APA (6^th Edition):

Prasuhn, F. C. (2011). Virtual seat time: translating asynchronous online education "class time" into credit hours. (Doctoral Dissertation). University of Georgia. Retrieved from http://purl.galileo.usg.edu/uga_etd/prasuhn_frederick_c_201112_phd

Chicago Manual of Style (16^th Edition):

Prasuhn, Frederick Carl. “Virtual seat time: translating asynchronous online education "class time" into credit hours.” 2011. Doctoral Dissertation, University of Georgia. Accessed June 24, 2019. http://purl.galileo.usg.edu/uga_etd/prasuhn_frederick_c_201112_phd.

MLA Handbook (7^th Edition):

Prasuhn, Frederick Carl. “Virtual seat time: translating asynchronous online education "class time" into credit hours.” 2011. Web. 24 Jun 2019.

Vancouver:

Prasuhn FC. Virtual seat time: translating asynchronous online education "class time" into credit hours. [Internet] [Doctoral dissertation]. University of Georgia; 2011. [cited 2019 Jun 24]. Available from: http://purl.galileo.usg.edu/uga_etd/prasuhn_frederick_c_201112_phd.

Council of Science Editors:

Prasuhn FC. Virtual seat time: translating asynchronous online education "class time" into credit hours. [Doctoral Dissertation]. University of Georgia; 2011. Available from: http://purl.galileo.usg.edu/uga_etd/prasuhn_frederick_c_201112_phd

University of Nairobi

7. Omino, Peresia Akoth. Liquidity risk mitigation measures and financial performance of savings and credit co-operative societies (saccos) in Kisumu County- Kenya .

Degree: 2014, University of Nairobi

URL: http://hdl.handle.net/11295/75308

► SACCOs just like other financial institutions are obliged to generate income which is adequate to cover all of their operational costs, inherent risks, and to… (more)

▼ SACCOs just like other financial institutions are obliged to generate income which is adequate to cover all of their operational costs, inherent risks, and to enhance institutional capital. Given the current ever-dynamic business environment, they are exposed to liquidity risk that affects their financial performance. The objectives of the study were to analyze the liquidity risk mitigation approaches effects on financial performance of SACCOs and to establish the quantitative relationship between liquidity risk mitigation on liquidity levels and financial performance. The targeted population for the study constituted all SACCOs in Kisumu County. Inclusion in the population was determined by time of registration and operational activeness that were in existence from the year 2009 and formally registered with KUSCCO. In this bracket, there were 62 population units spread across the seven sub-counties in Kisumu County. Data was predominantly collected from prepared and availed financial statements, but supplemented by questionnaire feedbacks. Available data was analyzed by relational and descriptive statistics, and results presented in tables, models and graphs/charts. The study found that liquidity risk mitigation approaches adopted by different SACCOs had a significant effect on their financial performances. It was established that SACCOs adopted a more cautious position in their current liabilities which ensured that operating cash flows were sufficient to cover the short terms obligations entered by the firms. Also, the study found that debtor collection periods were longer that optimality despite the fact that they were strategically intended to sweeten voluntary membership, the SACCOs were either unjustifiably constraining their creditor payment periods or were conditioned to do so, but oblivious of the operational dangers. In conclusion, the study recommended a consecrated effort towards deploying efficient systems that seek to strengthen liquidity risk control fundamentals. The SACCOs needed professional guidance towards adopting policies on asset and liability management so that precautionary measures are undertaken on appropriate amounts of current liabilities to accept. Also SACCO management needed to be sensitized on payable and receivable periods so that they established the most yielding mark. Ideally, they needed relook at their strategies on shortening debt collection (to avoid default risks) while lengthening credit payment period (to allows payables transformation into a business financing source).Thus, self-optimization of the cash conversion cycle.

Subjects/Keywords: Credit cooperatives

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APA (6^th Edition):

Omino, P. A. (2014). Liquidity risk mitigation measures and financial performance of savings and credit co-operative societies (saccos) in Kisumu County- Kenya . (Thesis). University of Nairobi. Retrieved from http://hdl.handle.net/11295/75308

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Omino, Peresia Akoth. “Liquidity risk mitigation measures and financial performance of savings and credit co-operative societies (saccos) in Kisumu County- Kenya .” 2014. Thesis, University of Nairobi. Accessed June 24, 2019. http://hdl.handle.net/11295/75308.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Omino, Peresia Akoth. “Liquidity risk mitigation measures and financial performance of savings and credit co-operative societies (saccos) in Kisumu County- Kenya .” 2014. Web. 24 Jun 2019.

Vancouver:

Omino PA. Liquidity risk mitigation measures and financial performance of savings and credit co-operative societies (saccos) in Kisumu County- Kenya . [Internet] [Thesis]. University of Nairobi; 2014. [cited 2019 Jun 24]. Available from: http://hdl.handle.net/11295/75308.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Omino PA. Liquidity risk mitigation measures and financial performance of savings and credit co-operative societies (saccos) in Kisumu County- Kenya . [Thesis]. University of Nairobi; 2014. Available from: http://hdl.handle.net/11295/75308

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of Nairobi

8. Ndege, Johnson W. The Effect of Credit Management on the Liquidity of Five Star Hotels in Kenya .

Degree: 2016, University of Nairobi

URL: http://hdl.handle.net/11295/98597

► Credit deals constitute a significant portion of current resources in five star lodgings in Kenya. Administration along these lines needs to detail techniques of adequately… (more)

▼ Credit deals constitute a significant portion of current resources in five star lodgings in Kenya. Administration along these lines needs to detail techniques of adequately dealing with this essential yet delicate resource. The reason for this study was to examining the impact of credit administration on the liquidity of five star lodgings in Kenya. The concentrate encourage went for looking at the qualities and shortcomings of the different techniques utilized by the lodgings and counsel on the best systems and practices for successful and effective credit administration in the inn segment. The study was spellbinding in nature and focused on a populace of 33 five star inns in Kenya. Information was gathered utilizing semi organized surveys controlled to the key credit control office staff in the lodgings to gather both subjective and quantitative data. Information was broke down utilizing distinct insights where measures of focal propensity and measures of scattering were processed to give comes about. The outcomes from the study uncovered a few variables that influenced acknowledge administration, for example, absence of a formal credit strategy, deferred or non-survey of the credit approach manual, irregularity using a loan chance examination methods and heedless variety of credit terms. The study uncovered whimsical variance in the normal gathering time frame and critical measures of terrible obligations discounted. The study suggests that five star lodgings in Kenya ought to make a credit augmentation arrangement which ought to be stuck to dependably and intermittently check on to see when it ought to be changed to coordinate with monetary conditions. Five star inns ought to make a credit accumulation arrangement setting out the systems and practices to be utilized by the lodging to gather past due or reprobate records receivable. Administration ought to affirm the development of a well-run independent credit office that will permit the burden of an extensive arrangement of working strategies and methodology. Credit observing ought to be upgraded to assess the nature of credit deals to diminish over-interest in records receivable. The lodgings ought to mechanize their invoicing framework to eliminate the time taken to present solicitations to clients.

Subjects/Keywords: Credit Management

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APA (6^th Edition):

Ndege, J. W. (2016). The Effect of Credit Management on the Liquidity of Five Star Hotels in Kenya . (Thesis). University of Nairobi. Retrieved from http://hdl.handle.net/11295/98597

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Ndege, Johnson W. “The Effect of Credit Management on the Liquidity of Five Star Hotels in Kenya .” 2016. Thesis, University of Nairobi. Accessed June 24, 2019. http://hdl.handle.net/11295/98597.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Ndege, Johnson W. “The Effect of Credit Management on the Liquidity of Five Star Hotels in Kenya .” 2016. Web. 24 Jun 2019.

Vancouver:

Ndege JW. The Effect of Credit Management on the Liquidity of Five Star Hotels in Kenya . [Internet] [Thesis]. University of Nairobi; 2016. [cited 2019 Jun 24]. Available from: http://hdl.handle.net/11295/98597.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Ndege JW. The Effect of Credit Management on the Liquidity of Five Star Hotels in Kenya . [Thesis]. University of Nairobi; 2016. Available from: http://hdl.handle.net/11295/98597

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Cornell University

9. Patterson, Kelly. Impression Management And Reputation Defense In 19Th Century Credit Rating .

Degree: 2013, Cornell University

URL: http://hdl.handle.net/1813/33887

► I focus empirically on credit rating decisions by local offices within a prominent 19th Century credit rating agency, as the organization, as a whole, responded… (more)

Subjects/Keywords: Credit; Reputation

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APA (6^th Edition):

Patterson, K. (2013). Impression Management And Reputation Defense In 19Th Century Credit Rating . (Thesis). Cornell University. Retrieved from http://hdl.handle.net/1813/33887

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Patterson, Kelly. “Impression Management And Reputation Defense In 19Th Century Credit Rating .” 2013. Thesis, Cornell University. Accessed June 24, 2019. http://hdl.handle.net/1813/33887.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Patterson, Kelly. “Impression Management And Reputation Defense In 19Th Century Credit Rating .” 2013. Web. 24 Jun 2019.

Vancouver:

Patterson K. Impression Management And Reputation Defense In 19Th Century Credit Rating . [Internet] [Thesis]. Cornell University; 2013. [cited 2019 Jun 24]. Available from: http://hdl.handle.net/1813/33887.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Patterson K. Impression Management And Reputation Defense In 19Th Century Credit Rating . [Thesis]. Cornell University; 2013. Available from: http://hdl.handle.net/1813/33887

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of Southern California

10. Mashayekh Ahangarani, Pouyan. Essays in fallout risk and corporate credit risk.

Degree: PhD, Economics, 2009, University of Southern California

URL: http://digitallibrary.usc.edu/cdm/compoundobject/collection/p15799coll127/id/537082/rec/2427

► Managing pipeline risk has been a challenge in the mortgage industry. Any locked loan is like a put option on a callable bond that is… (more)

Subjects/Keywords: credit risk

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APA (6^th Edition):

Mashayekh Ahangarani, P. (2009). Essays in fallout risk and corporate credit risk. (Doctoral Dissertation). University of Southern California. Retrieved from http://digitallibrary.usc.edu/cdm/compoundobject/collection/p15799coll127/id/537082/rec/2427

Chicago Manual of Style (16^th Edition):

Mashayekh Ahangarani, Pouyan. “Essays in fallout risk and corporate credit risk.” 2009. Doctoral Dissertation, University of Southern California. Accessed June 24, 2019. http://digitallibrary.usc.edu/cdm/compoundobject/collection/p15799coll127/id/537082/rec/2427.

MLA Handbook (7^th Edition):

Mashayekh Ahangarani, Pouyan. “Essays in fallout risk and corporate credit risk.” 2009. Web. 24 Jun 2019.

Vancouver:

Mashayekh Ahangarani P. Essays in fallout risk and corporate credit risk. [Internet] [Doctoral dissertation]. University of Southern California; 2009. [cited 2019 Jun 24]. Available from: http://digitallibrary.usc.edu/cdm/compoundobject/collection/p15799coll127/id/537082/rec/2427.

Council of Science Editors:

Mashayekh Ahangarani P. Essays in fallout risk and corporate credit risk. [Doctoral Dissertation]. University of Southern California; 2009. Available from: http://digitallibrary.usc.edu/cdm/compoundobject/collection/p15799coll127/id/537082/rec/2427

11. Hadziefendic, Adnan. Managing a Credit Portfolio : A pilot study for Sandvik AB.

Degree: Business Administration and Economics, 2009, University of Gävle

URL: http://urn.kb.se/resolve?urn=urn:nbn:se:hig:diva-4566

► Background: If a company does not have an optimal model for credit portfolio management they can face difficulties if they cannot forecast how the… (more)

▼ Background: If a company does not have an optimal model for credit portfolio management they can face difficulties if they cannot forecast how the credit portfolio will behave during recessions. It can be explained with the fact that the management for the company might ask how the department forecasts a probable default within the credit portfolio. The senior management might want to know how the management for the credit portfolio measures how big credit losses can become. They might also want to know how it is possible to reduce the risk of big credit losses. The key factor in this type of questions is how it is possible for a company to forecast a default. Purpose: Our purpose is to make a pilot study where we bring out the components that are necessary for the creative of an optimal model that is applicable on Sandvik’s credit portfolio. Method: For the collection of empirical data, we used a qualitative method. The qualitative method was based on interviews with respondents from Scania Financial Services, Volvo CE International and Swedbank. In addition, we had discussions with our “employer” Sandvik about their credit portfolio management. We analyzed the empirically gathered data with a hermeneutic perspective. Conclusions: Sandvik has a credit portfolio with many small companies which imply that it is a high risk portfolio. For that reason we brought out components that are necessary for their credit portfolio. The components we brought out were by a comparison between the theory and our cases. The components are following: parameters within country assessment, customer’s customer, payment history and payment behavior, judgement of customer’s management, utterances from the management, investment plans, cash flow analysis, stable earnings, key performance indicators, profitability, future forecasts, balance sheet analysis, legal situation, business expertise and securities.

Subjects/Keywords: credit; credit portfolio; credit portfolio management; credit assessment; Business studies; Företagsekonomi

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APA (6^th Edition):

Hadziefendic, A. (2009). Managing a Credit Portfolio : A pilot study for Sandvik AB. (Thesis). University of Gävle. Retrieved from http://urn.kb.se/resolve?urn=urn:nbn:se:hig:diva-4566

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Hadziefendic, Adnan. “Managing a Credit Portfolio : A pilot study for Sandvik AB.” 2009. Thesis, University of Gävle. Accessed June 24, 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:hig:diva-4566.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Hadziefendic, Adnan. “Managing a Credit Portfolio : A pilot study for Sandvik AB.” 2009. Web. 24 Jun 2019.

Vancouver:

Hadziefendic A. Managing a Credit Portfolio : A pilot study for Sandvik AB. [Internet] [Thesis]. University of Gävle; 2009. [cited 2019 Jun 24]. Available from: http://urn.kb.se/resolve?urn=urn:nbn:se:hig:diva-4566.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Hadziefendic A. Managing a Credit Portfolio : A pilot study for Sandvik AB. [Thesis]. University of Gävle; 2009. Available from: http://urn.kb.se/resolve?urn=urn:nbn:se:hig:diva-4566

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of Johannesburg

12. Minnaar, Linda. 'n Ondersoek na die kredietrisiko van maatskappye in die sementbedryf.

Degree: 2014, University of Johannesburg

URL: http://hdl.handle.net/10210/10238

►

M.Com. (Business Management)

In the past few years the South African cement industry was controlled by a cement cartel. The cartel is a production agreement… (more)

Subjects/Keywords: Credit - Management

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APA (6^th Edition):

Minnaar, L. (2014). 'n Ondersoek na die kredietrisiko van maatskappye in die sementbedryf. (Thesis). University of Johannesburg. Retrieved from http://hdl.handle.net/10210/10238

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Minnaar, Linda. “'n Ondersoek na die kredietrisiko van maatskappye in die sementbedryf.” 2014. Thesis, University of Johannesburg. Accessed June 24, 2019. http://hdl.handle.net/10210/10238.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Minnaar, Linda. “'n Ondersoek na die kredietrisiko van maatskappye in die sementbedryf.” 2014. Web. 24 Jun 2019.

Vancouver:

Minnaar L. 'n Ondersoek na die kredietrisiko van maatskappye in die sementbedryf. [Internet] [Thesis]. University of Johannesburg; 2014. [cited 2019 Jun 24]. Available from: http://hdl.handle.net/10210/10238.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Minnaar L. 'n Ondersoek na die kredietrisiko van maatskappye in die sementbedryf. [Thesis]. University of Johannesburg; 2014. Available from: http://hdl.handle.net/10210/10238

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of Manitoba

13. Giesbrecht, Dale. Small-scale fisher livelihood strategies and the role of credit in Paraty, Brazil.

Degree: Environment and Geography, 2011, University of Manitoba

URL: http://hdl.handle.net/1993/4511

► On the agenda in the Brazilian political sphere in the last decade have been poverty reduction and the growth of the coastal fisheries sector. The… (more)

Subjects/Keywords: livelihoods; credit

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APA (6^th Edition):

Giesbrecht, D. (2011). Small-scale fisher livelihood strategies and the role of credit in Paraty, Brazil. (Masters Thesis). University of Manitoba. Retrieved from http://hdl.handle.net/1993/4511

Chicago Manual of Style (16^th Edition):

Giesbrecht, Dale. “Small-scale fisher livelihood strategies and the role of credit in Paraty, Brazil.” 2011. Masters Thesis, University of Manitoba. Accessed June 24, 2019. http://hdl.handle.net/1993/4511.

MLA Handbook (7^th Edition):

Giesbrecht, Dale. “Small-scale fisher livelihood strategies and the role of credit in Paraty, Brazil.” 2011. Web. 24 Jun 2019.

Vancouver:

Giesbrecht D. Small-scale fisher livelihood strategies and the role of credit in Paraty, Brazil. [Internet] [Masters thesis]. University of Manitoba; 2011. [cited 2019 Jun 24]. Available from: http://hdl.handle.net/1993/4511.

Council of Science Editors:

Giesbrecht D. Small-scale fisher livelihood strategies and the role of credit in Paraty, Brazil. [Masters Thesis]. University of Manitoba; 2011. Available from: http://hdl.handle.net/1993/4511

Hong Kong University of Science and Technology

14. Zhao, Chen. Intra-industry distribution of credit supply and export : theory and evidence from China.

Degree: 2012, Hong Kong University of Science and Technology

URL: https://doi.org/10.14711/thesis-b1197876 ; http://repository.ust.hk/ir/bitstream/1783.1-73416/1/th_redirect.html

► This paper explores how to allocate credit supply within an industry to increase aggregate export intensity ( export-to-sales ratio) at industry level. We build a… (more)

Subjects/Keywords: Credit; China; Mathematical models; Export credit

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APA (6^th Edition):

Zhao, C. (2012). Intra-industry distribution of credit supply and export : theory and evidence from China. (Thesis). Hong Kong University of Science and Technology. Retrieved from https://doi.org/10.14711/thesis-b1197876 ; http://repository.ust.hk/ir/bitstream/1783.1-73416/1/th_redirect.html

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Zhao, Chen. “Intra-industry distribution of credit supply and export : theory and evidence from China.” 2012. Thesis, Hong Kong University of Science and Technology. Accessed June 24, 2019. https://doi.org/10.14711/thesis-b1197876 ; http://repository.ust.hk/ir/bitstream/1783.1-73416/1/th_redirect.html.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Zhao, Chen. “Intra-industry distribution of credit supply and export : theory and evidence from China.” 2012. Web. 24 Jun 2019.

Vancouver:

Zhao C. Intra-industry distribution of credit supply and export : theory and evidence from China. [Internet] [Thesis]. Hong Kong University of Science and Technology; 2012. [cited 2019 Jun 24]. Available from: https://doi.org/10.14711/thesis-b1197876 ; http://repository.ust.hk/ir/bitstream/1783.1-73416/1/th_redirect.html.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Zhao C. Intra-industry distribution of credit supply and export : theory and evidence from China. [Thesis]. Hong Kong University of Science and Technology; 2012. Available from: https://doi.org/10.14711/thesis-b1197876 ; http://repository.ust.hk/ir/bitstream/1783.1-73416/1/th_redirect.html

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Montana State University

15. Peterson, Earl B. Credit as an influence upon trade center patronage patterns in central Montana.

Degree: College of Agriculture, 1963, Montana State University

URL: https://scholarworks.montana.edu/xmlui/handle/1/5889

Subjects/Keywords: Credit.; Consumer credit.

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APA (6^th Edition):

Peterson, E. B. (1963). Credit as an influence upon trade center patronage patterns in central Montana. (Thesis). Montana State University. Retrieved from https://scholarworks.montana.edu/xmlui/handle/1/5889

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Peterson, Earl B. “Credit as an influence upon trade center patronage patterns in central Montana.” 1963. Thesis, Montana State University. Accessed June 24, 2019. https://scholarworks.montana.edu/xmlui/handle/1/5889.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Peterson, Earl B. “Credit as an influence upon trade center patronage patterns in central Montana.” 1963. Web. 24 Jun 2019.

Vancouver:

Peterson EB. Credit as an influence upon trade center patronage patterns in central Montana. [Internet] [Thesis]. Montana State University; 1963. [cited 2019 Jun 24]. Available from: https://scholarworks.montana.edu/xmlui/handle/1/5889.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Peterson EB. Credit as an influence upon trade center patronage patterns in central Montana. [Thesis]. Montana State University; 1963. Available from: https://scholarworks.montana.edu/xmlui/handle/1/5889

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Kansas State University

16. Mashange, Gerald. Credit Risk Migration Analysis of Cooperatives.

Degree: MS, Department of Agricultural Economics, 2019, Kansas State University

URL: http://hdl.handle.net/2097/39668

► Cooperatives struggled financially in the early 2000s because profitability declined. In 2002, Agway and Farmland Industries filed for Chapter 11 bankruptcy. Since then, bankruptcy events… (more)

▼ Cooperatives struggled financially in the early 2000s because profitability declined. In 2002, Agway and Farmland Industries filed for Chapter 11 bankruptcy. Since then, bankruptcy events have been few, and cooperative profitability has rebounded. Credit risk is of particular importance to lenders, managers, and directors. Lenders are primarily concerned about their counterparty exposure to cooperatives while cooperatives are concerned about meeting their debt obligations and distributing patronage to their members. Conceptualizing the expected credit risk behavior of cooperatives over time and responses to exogenous favorable and adverse factors offer useful insight to cooperative managers. The objective of this thesis is to assess the historical evolution of agricultural cooperative credit risk. This will be done by studying the credit rating migration behavior of cooperatives using Markov chains. This research uses proprietary cooperative financial statement data of 155 cooperatives spanning from 1996 to 2014. The Credit Metrics component of Moody’s Global Agricultural Cooperatives Industry Rating Methodology is used to assign annual credit ratings. Unconditional transition probabilities and probabilities conditioned on the type of cooperative, the state of the economy, and the performance of the agricultural sector are estimated to compare differences in migration behavior. Non-Markovian behavior and time-heterogeneity are also examined. Cooperatives are more likely to experience a change in credit rating in the next period than remain unchanged. When the direction of the rating change is considered, cooperatives are more likely to be upgraded than downgraded. However, more annual instances of downgrades exceeding upgrades are observed across the sample. There are numerous instances where downgrades and upgrades span multiple rating classes. This occurs because cooperatives are often small and not diversified enough to withstand adverse challenges to their operations. Rating history impacts the direction of the subsequent rating change. Cooperatives that were previously unchanged in the prior period are more likely to retain their rating in the next, while those previously upgraded are more likely to be downgraded, and those previously downgraded are more likely to be upgraded. We find that the rating process does not follow a first-order Markov chain. Advisors/Committee Members: Allen M. Featherstone.

Subjects/Keywords: Credit Risk; Agricultural Cooperatives; Cooperatives; Credit Ratings

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APA (6^th Edition):

Mashange, G. (2019). Credit Risk Migration Analysis of Cooperatives. (Masters Thesis). Kansas State University. Retrieved from http://hdl.handle.net/2097/39668

Chicago Manual of Style (16^th Edition):

Mashange, Gerald. “Credit Risk Migration Analysis of Cooperatives.” 2019. Masters Thesis, Kansas State University. Accessed June 24, 2019. http://hdl.handle.net/2097/39668.

MLA Handbook (7^th Edition):

Mashange, Gerald. “Credit Risk Migration Analysis of Cooperatives.” 2019. Web. 24 Jun 2019.

Vancouver:

Mashange G. Credit Risk Migration Analysis of Cooperatives. [Internet] [Masters thesis]. Kansas State University; 2019. [cited 2019 Jun 24]. Available from: http://hdl.handle.net/2097/39668.

Council of Science Editors:

Mashange G. Credit Risk Migration Analysis of Cooperatives. [Masters Thesis]. Kansas State University; 2019. Available from: http://hdl.handle.net/2097/39668

17. Nicolle, Marie. Essai sur le droit au crédit : Risk, safety and air carrier’s liability towards the passenger.

Degree: Docteur es, Droit privé, 2014, Université Paris Descartes – Paris V

URL: http://www.theses.fr/2014PA05D023

►

Est-il envisageable de reconnaître l’existence d’un droit au crédit ? Dans la première partie de la thèse, il est montré que ce droit est effectivement… (more)

Subjects/Keywords: Crédit; Credit; 346.073

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APA (6^th Edition):

Nicolle, M. (2014). Essai sur le droit au crédit : Risk, safety and air carrier’s liability towards the passenger. (Doctoral Dissertation). Université Paris Descartes – Paris V. Retrieved from http://www.theses.fr/2014PA05D023

Chicago Manual of Style (16^th Edition):

Nicolle, Marie. “Essai sur le droit au crédit : Risk, safety and air carrier’s liability towards the passenger.” 2014. Doctoral Dissertation, Université Paris Descartes – Paris V. Accessed June 24, 2019. http://www.theses.fr/2014PA05D023.

MLA Handbook (7^th Edition):

Nicolle, Marie. “Essai sur le droit au crédit : Risk, safety and air carrier’s liability towards the passenger.” 2014. Web. 24 Jun 2019.

Vancouver:

Nicolle M. Essai sur le droit au crédit : Risk, safety and air carrier’s liability towards the passenger. [Internet] [Doctoral dissertation]. Université Paris Descartes – Paris V; 2014. [cited 2019 Jun 24]. Available from: http://www.theses.fr/2014PA05D023.

Council of Science Editors:

Nicolle M. Essai sur le droit au crédit : Risk, safety and air carrier’s liability towards the passenger. [Doctoral Dissertation]. Université Paris Descartes – Paris V; 2014. Available from: http://www.theses.fr/2014PA05D023

Addis Ababa University

18. Mawek, Tesfaye. Impact Of Credit Shock on Output and Price in case of Ethiopia .

Degree: 2014, Addis Ababa University

URL: http://etd.aau.edu.et/dspace/handle/123456789/5135

► Using the Structural Vector Autoregression (SVAR) method, this paper analyses the impact of domestic credit shock on Ethiopian economy for the period 1998 to 2013… (more)

Subjects/Keywords: Credit Shock; Price

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APA (6^th Edition):

Mawek, T. (2014). Impact Of Credit Shock on Output and Price in case of Ethiopia . (Thesis). Addis Ababa University. Retrieved from http://etd.aau.edu.et/dspace/handle/123456789/5135

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Mawek, Tesfaye. “Impact Of Credit Shock on Output and Price in case of Ethiopia .” 2014. Thesis, Addis Ababa University. Accessed June 24, 2019. http://etd.aau.edu.et/dspace/handle/123456789/5135.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Mawek, Tesfaye. “Impact Of Credit Shock on Output and Price in case of Ethiopia .” 2014. Web. 24 Jun 2019.

Vancouver:

Mawek T. Impact Of Credit Shock on Output and Price in case of Ethiopia . [Internet] [Thesis]. Addis Ababa University; 2014. [cited 2019 Jun 24]. Available from: http://etd.aau.edu.et/dspace/handle/123456789/5135.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Mawek T. Impact Of Credit Shock on Output and Price in case of Ethiopia . [Thesis]. Addis Ababa University; 2014. Available from: http://etd.aau.edu.et/dspace/handle/123456789/5135

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Addis Ababa University

19. Muluneh, Degine. Issues, Challenges, and Opportunities for the Development of Domestic Credit Rating Agent (DCRA) in Ethiopia (A comparative study) .

Degree: 2009, Addis Ababa University

URL: http://etd.aau.edu.et/dspace/handle/123456789/6196

► The very objective of this project paper is to discern the potential challenges and opportunities for initiating and developing credit rating Agency, and remarkable credit… (more)

▼ The very objective of this project paper is to discern the potential challenges and opportunities for initiating and developing credit rating Agency, and remarkable credit information system thereby, in Ethiopia. The very need to initiate DCRA is also importantly investigated. Regulating DCRA, once established, is also the theme of the study. The paper tries to address benefits going to be reaped with regard to enhanced credit information system by using local Credit Rating Agency (DCRA).supplementary benefits of DCRA, apart from rating borrowers is also slightly investigated. The study further considers the experience of countries that have already made use of credit-rating agency operation one way or another. Research Questions The following research questions can be hypothesized to address the above general objective: 1. What are the opportunities and challenges for the development of credit rating Agency in Ethiopia? 1.1 What should be done before effecting credit-rating Agency in Ethiopia? 1.2 Does DCRA help for attracting investment, especially DFI? 1.3 Does DCRA help in increasing the access of small enterprises to credit?1.4 Does DCRA have to do with Sovereign rating? 2. Is the existing credit-market working efficiently? 3. Does Ethiopia need credit-rating Agency? 4. How the existence of credit rating Agency is helpful for lenders and/or borrowers in Ethiopia? 5. How is government going to benefit from the existence of Domestic credit-rating 6 Agency? 6. What will be the role of government in operation of the credit rating industry? 7. Will the development of credit-rating agency enhance the consolidation and institutionalization of the security market? 8. Is there relationship between country’s credit rating and its cost of borrowing and investment attracted? 9. Is there relationship between good credit information system and level of financing by businesses? investment attracted? 9. Is there relationship between good credit information system and level of financing by businesses? Advisors/Committee Members: G/Medhin G/Mariam( Ass. Prof.) (advisor).

Subjects/Keywords: Credit Rating Agencies

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APA (6^th Edition):

Muluneh, D. (2009). Issues, Challenges, and Opportunities for the Development of Domestic Credit Rating Agent (DCRA) in Ethiopia (A comparative study) . (Thesis). Addis Ababa University. Retrieved from http://etd.aau.edu.et/dspace/handle/123456789/6196

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Muluneh, Degine. “Issues, Challenges, and Opportunities for the Development of Domestic Credit Rating Agent (DCRA) in Ethiopia (A comparative study) .” 2009. Thesis, Addis Ababa University. Accessed June 24, 2019. http://etd.aau.edu.et/dspace/handle/123456789/6196.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Muluneh, Degine. “Issues, Challenges, and Opportunities for the Development of Domestic Credit Rating Agent (DCRA) in Ethiopia (A comparative study) .” 2009. Web. 24 Jun 2019.

Vancouver:

Muluneh D. Issues, Challenges, and Opportunities for the Development of Domestic Credit Rating Agent (DCRA) in Ethiopia (A comparative study) . [Internet] [Thesis]. Addis Ababa University; 2009. [cited 2019 Jun 24]. Available from: http://etd.aau.edu.et/dspace/handle/123456789/6196.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Muluneh D. Issues, Challenges, and Opportunities for the Development of Domestic Credit Rating Agent (DCRA) in Ethiopia (A comparative study) . [Thesis]. Addis Ababa University; 2009. Available from: http://etd.aau.edu.et/dspace/handle/123456789/6196

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

20. Andriakopoulos, Konstantinos. The access to finance of small and medium sized enterprises in the euro area.

Degree: 2015, Athens University Economics and Business (AUEB); Οικονομικό Πανεπιστήμιο Αθηνών

URL: http://hdl.handle.net/10442/hedi/36756

► Although a firm can finance its investment project through a multitude funding sources it does not mean that all firms have equal access to them.… (more)

▼ Although a firm can finance its investment project through a multitude funding sources it does not mean that all firms have equal access to them. In other words, Small and Medium Enterprises rely heavily on bank and trade credit as due to their opaque nature and their size they have limited access to bond and equity financing. This is exactly the goal of this thesis to enhance our understanding of the access to finance of small and medium-sized enterprises by examining the credit outcomes in euro area focusing on the above two crucial external finance sources for SMEs (bank credit and trade credit). Chapter 1 mainly offers a review of the theoretical and empirical literature on credit outcomes while in Chapter 2 the description and the properties of the data analyzed in this thesis are presented.Chapter 3 discusses the empirical techniques used to model economic variables that are of limited-dependent nature. These models are relevant for this thesis since they help us to overcome special econometric issues which are related to binary variables that arise throughout our research. Chapter 4 focuses on the joint probability of rationing occurrence formulated by a system framework (Bivariate Probit). This joint probability refers to a group of SMEs that is essentially cut off from external funding, given that bank and trade credit are by far the dominant external financing sources for SMEs. Our empirical results offer us positive evidence that the two rationing phenomena are strongly interrelated, suggesting the presence of commonality in the stochastic factors driving the two rationing processes. Our results indicate that joint rationing is less likely for firms with more enhanced investment opportunity sets and for less financially opaque firms. Moreover, over and above the firm-specific effects, we document substantial fixed country effects, which imply that the joint probability rationing outcomes are heavily affected by macroeconomic conditions.Chapter 5 explores the determinants of discouragement, both on bank credit and trade credit. We choose to estimate two Bivariate Probit models with sample selection through maximum likelihood technics so as to face effectively nonrandom sample issues. The empirical results suggest that bank credit discouragement is affected by profitability, turnover, leverage, net interest expenses, and firm size. Moreover, we document sectoral and country heterogeneity while the same analysis is carried out for trade credit obtaining similar results.Chapter 6 studies the determinants of the probability of the perceived bank and trade credit availability deterioration. We conduct this investigation using a system framework (Bivariate Ordered Probit). The empirical results of this study suggest that firm characteristics (turnover, net interest expenses, and leverage) matter for the perceived availability of external finance. Furthermore, this probability is inversely related to employment size. In addition, the perceived availability of external financing is positively affected by various…

Subjects/Keywords: Πιστωτικός περιορισμός; Τραπεζικός δανεισμός; ΠΙΣΤΩΣΗ; Credit rationing; Bank credit; Trade credit; Discouraged borrowers; Credit availability

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APA (6^th Edition):

Andriakopoulos, K. (2015). The access to finance of small and medium sized enterprises in the euro area. (Thesis). Athens University Economics and Business (AUEB); Οικονομικό Πανεπιστήμιο Αθηνών. Retrieved from http://hdl.handle.net/10442/hedi/36756

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Andriakopoulos, Konstantinos. “The access to finance of small and medium sized enterprises in the euro area.” 2015. Thesis, Athens University Economics and Business (AUEB); Οικονομικό Πανεπιστήμιο Αθηνών. Accessed June 24, 2019. http://hdl.handle.net/10442/hedi/36756.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Andriakopoulos, Konstantinos. “The access to finance of small and medium sized enterprises in the euro area.” 2015. Web. 24 Jun 2019.

Vancouver:

Andriakopoulos K. The access to finance of small and medium sized enterprises in the euro area. [Internet] [Thesis]. Athens University Economics and Business (AUEB); Οικονομικό Πανεπιστήμιο Αθηνών; 2015. [cited 2019 Jun 24]. Available from: http://hdl.handle.net/10442/hedi/36756.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Andriakopoulos K. The access to finance of small and medium sized enterprises in the euro area. [Thesis]. Athens University Economics and Business (AUEB); Οικονομικό Πανεπιστήμιο Αθηνών; 2015. Available from: http://hdl.handle.net/10442/hedi/36756

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of Nairobi

21. Mutune, Regina K. An investigation of the credit management practices in manufacturing industries: a case study of east african portland cement company limited .

Degree: 2010, University of Nairobi

URL: http://hdl.handle.net/11295/95803

► The aim of the study is to investigate current credit management practices in EAPCC. Credit management has established itself worldwide as a vital management function,… (more)

Subjects/Keywords: Credit management practices

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APA (6^th Edition):

Mutune, R. K. (2010). An investigation of the credit management practices in manufacturing industries: a case study of east african portland cement company limited . (Thesis). University of Nairobi. Retrieved from http://hdl.handle.net/11295/95803

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Mutune, Regina K. “An investigation of the credit management practices in manufacturing industries: a case study of east african portland cement company limited .” 2010. Thesis, University of Nairobi. Accessed June 24, 2019. http://hdl.handle.net/11295/95803.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Mutune, Regina K. “An investigation of the credit management practices in manufacturing industries: a case study of east african portland cement company limited .” 2010. Web. 24 Jun 2019.

Vancouver:

Mutune RK. An investigation of the credit management practices in manufacturing industries: a case study of east african portland cement company limited . [Internet] [Thesis]. University of Nairobi; 2010. [cited 2019 Jun 24]. Available from: http://hdl.handle.net/11295/95803.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Mutune RK. An investigation of the credit management practices in manufacturing industries: a case study of east african portland cement company limited . [Thesis]. University of Nairobi; 2010. Available from: http://hdl.handle.net/11295/95803

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of Nairobi

22. Wakaria, Solomon. The Effect of Credit Risk Management on the Financial Performance of Microfinance Institutions in Kenya .

Degree: 2016, University of Nairobi

URL: http://hdl.handle.net/11295/100301

► Credit risk is on an increasing rate is becoming an area of concern to many people and institutions in the lending business globally. This kind… (more)

▼ Credit risk is on an increasing rate is becoming an area of concern to many people and institutions in the lending business globally. This kind of exposure leads to instability and poor financial performance of financial institutions. Therefore, this research sought to evaluate the effect of credit risk management on the financial performance of DTMs and non-deposit taking MFIs in Kenya. The research design exploited descriptive research design in this research as it draws in a comprehensive analysis of credit risk management and its correlation with financial performance in micro finance institutions. Secondary data gathered from microfinance institutions yearly reports (2011- 2015) was utilized. The study population was 13 microfinance institutions licensed by CBK and 22 nondeposit taking MFIs, though data was attained from 27 MFIs. The data collected was subjected to a multiple regression analysis, correlation, and ANOVA. In the analysis, ROE was used as a profitability indicator whereas PAR 30 was a measure of credit risk. This study depicted that there is a considerable correlation involving financial performance and credit risk management. From the model, the ROE (Financial performance) was 10.676 when other factors (Credit risk, Liquidity risk and Interest rate risk) are held constant. A unit increase in credit risk holding other factors constant results in a 2.165 decrease in the return on equity (ROE). Additionally, a unit increase in liquidity risk results in a 0.224 increase in the return on equity other factors held constant. Finally, from the model, when other factors are held constant, (Credit Risk and Liquidity risk), a unit increase in the central bank of Kenya interest rates results in a decrease in the ROE of the microfinance institutions by 0.518. The credit risk and interest risk were the most significant variables as their p-values were less than 0.05. The study recommends that the Mfis in Kenya must pay constant attention to credit risk being a major risk to NPLs. Secondly; CBK needs to come up with strong regulations on the unregulated nondeposit making MFIs. Thirdly, the regulators must come up with adequate capital adequacy requirements to shield the MFIs from financial risks. Further research needs to be done on the effects of absence of regulations on the MFIs in Kenya.

Subjects/Keywords: Credit Risk Management

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APA · Chicago · MLA · Vancouver · CSE | Export to Zotero / EndNote / Reference Manager

APA (6^th Edition):

Wakaria, S. (2016). The Effect of Credit Risk Management on the Financial Performance of Microfinance Institutions in Kenya . (Thesis). University of Nairobi. Retrieved from http://hdl.handle.net/11295/100301

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Wakaria, Solomon. “The Effect of Credit Risk Management on the Financial Performance of Microfinance Institutions in Kenya .” 2016. Thesis, University of Nairobi. Accessed June 24, 2019. http://hdl.handle.net/11295/100301.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Wakaria, Solomon. “The Effect of Credit Risk Management on the Financial Performance of Microfinance Institutions in Kenya .” 2016. Web. 24 Jun 2019.

Vancouver:

Wakaria S. The Effect of Credit Risk Management on the Financial Performance of Microfinance Institutions in Kenya . [Internet] [Thesis]. University of Nairobi; 2016. [cited 2019 Jun 24]. Available from: http://hdl.handle.net/11295/100301.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Wakaria S. The Effect of Credit Risk Management on the Financial Performance of Microfinance Institutions in Kenya . [Thesis]. University of Nairobi; 2016. Available from: http://hdl.handle.net/11295/100301

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of Nairobi

23. Mwasambu, Mbango C. Relationship Between Credit Risk Management Practices And Financial Performance Of Deposit Taking Savings And Credit Co-Operative Societies In Kenya.

Degree: 2016, University of Nairobi

URL: http://hdl.handle.net/11295/100390

► In the SACCO subsector the subject of credit risk administration cannot be underestimated due to the observed levels of loan default resulting from the mode… (more)

Subjects/Keywords: Credit Risk Management

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APA (6^th Edition):

Mwasambu, M. C. (2016). Relationship Between Credit Risk Management Practices And Financial Performance Of Deposit Taking Savings And Credit Co-Operative Societies In Kenya. (Thesis). University of Nairobi. Retrieved from http://hdl.handle.net/11295/100390

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Mwasambu, Mbango C. “Relationship Between Credit Risk Management Practices And Financial Performance Of Deposit Taking Savings And Credit Co-Operative Societies In Kenya. ” 2016. Thesis, University of Nairobi. Accessed June 24, 2019. http://hdl.handle.net/11295/100390.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Mwasambu, Mbango C. “Relationship Between Credit Risk Management Practices And Financial Performance Of Deposit Taking Savings And Credit Co-Operative Societies In Kenya. ” 2016. Web. 24 Jun 2019.

Vancouver:

Mwasambu MC. Relationship Between Credit Risk Management Practices And Financial Performance Of Deposit Taking Savings And Credit Co-Operative Societies In Kenya. [Internet] [Thesis]. University of Nairobi; 2016. [cited 2019 Jun 24]. Available from: http://hdl.handle.net/11295/100390.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Mwasambu MC. Relationship Between Credit Risk Management Practices And Financial Performance Of Deposit Taking Savings And Credit Co-Operative Societies In Kenya. [Thesis]. University of Nairobi; 2016. Available from: http://hdl.handle.net/11295/100390

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of Waterloo

24. Zhang, Min. Sovereign Credit Risk Analysis for Selected Asian and European Countries.

Degree: 2013, University of Waterloo

URL: http://hdl.handle.net/10012/7532

► We analyze the nature of sovereign credit risk for selected Asian and European countries through a set of sovereign CDS data for an eighty-year period… (more)

Subjects/Keywords: sovereign credit risk

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APA (6^th Edition):

Zhang, M. (2013). Sovereign Credit Risk Analysis for Selected Asian and European Countries. (Thesis). University of Waterloo. Retrieved from http://hdl.handle.net/10012/7532

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Zhang, Min. “Sovereign Credit Risk Analysis for Selected Asian and European Countries.” 2013. Thesis, University of Waterloo. Accessed June 24, 2019. http://hdl.handle.net/10012/7532.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Zhang, Min. “Sovereign Credit Risk Analysis for Selected Asian and European Countries.” 2013. Web. 24 Jun 2019.

Vancouver:

Zhang M. Sovereign Credit Risk Analysis for Selected Asian and European Countries. [Internet] [Thesis]. University of Waterloo; 2013. [cited 2019 Jun 24]. Available from: http://hdl.handle.net/10012/7532.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Zhang M. Sovereign Credit Risk Analysis for Selected Asian and European Countries. [Thesis]. University of Waterloo; 2013. Available from: http://hdl.handle.net/10012/7532

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Oklahoma State University

25. Patil, Sushil Arun. Simple Approach to Estimate the Capacity Credit of Wind Electric Conversion Systems and Its Economic Aspect.

Degree: School of Electrical & Computer Engineering, 2010, Oklahoma State University

URL: http://hdl.handle.net/11244/10257

► In this study, an effort has been made to develop a simple approach to estimate the capacity credit under variable load condition. It is based… (more)

▼ In this study, an effort has been made to develop a simple approach to estimate the capacity credit under variable load condition. It is based on replacing the annual load duration curve by a stepped function and calculating the capacity credit for each of the load steps. A weighted average of these values using the probability of the various load steps is proposed as an estimate of the overall capacity credit. As a next step, capacity credit is incorporated in a simple economic study with wind and coal-fired plants. Systems with different wind penetration levels are compared with the system with only conventional power plant (coal) in terms of various parameters such as annual energy production, generation cost and annual system CO2 emission etc. keeping the total system capacity constant. Findings and Conclusions: A simplified approach to assess the capacity credit of wind electric conversion systems (WECS) and its economic aspect has been presented. Results for weighted capacity credit show a pattern for all wind penetration values. Weighted capacity credit values decrease as penetration increases in the system. Also, weighted capacity credit value increases as the wind regime improves. Although this approach can be refined, it enables a rapid initial assessment of the capacity credit that can be used for planning purposes. As a next step, capacity credit is incorporated in a simple economic study with wind and coal-fired plants. Systems with different wind penetration levels are compared with the system with only conventional power plant (coal) in terms of various parameters such as annual energy production, generation cost and annual system CO2 emission etc. keeping the total system capacity constant. Results show that although the system's total annual energy production decreases with an increase in wind penetration, system generation cost / MWh is lower than the system with only coal fired plants. Also, there is a considerable decrease in CO2 emission with increasing in wind penetration. Advisors/Committee Members: Ramakumar, Rama (advisor), Gedra, Thomas (committee member), Sohoni, Sohum (committee member).

Subjects/Keywords: wind capacity credit

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APA (6^th Edition):

Patil, S. A. (2010). Simple Approach to Estimate the Capacity Credit of Wind Electric Conversion Systems and Its Economic Aspect. (Thesis). Oklahoma State University. Retrieved from http://hdl.handle.net/11244/10257

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Patil, Sushil Arun. “Simple Approach to Estimate the Capacity Credit of Wind Electric Conversion Systems and Its Economic Aspect.” 2010. Thesis, Oklahoma State University. Accessed June 24, 2019. http://hdl.handle.net/11244/10257.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Patil, Sushil Arun. “Simple Approach to Estimate the Capacity Credit of Wind Electric Conversion Systems and Its Economic Aspect.” 2010. Web. 24 Jun 2019.

Vancouver:

Patil SA. Simple Approach to Estimate the Capacity Credit of Wind Electric Conversion Systems and Its Economic Aspect. [Internet] [Thesis]. Oklahoma State University; 2010. [cited 2019 Jun 24]. Available from: http://hdl.handle.net/11244/10257.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Patil SA. Simple Approach to Estimate the Capacity Credit of Wind Electric Conversion Systems and Its Economic Aspect. [Thesis]. Oklahoma State University; 2010. Available from: http://hdl.handle.net/11244/10257

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of Missouri – Columbia

26. Ganguli, Sumittra. Three essays on the relationship between reputation and leverage: A Bayesian perspective.

Degree: 2017, University of Missouri – Columbia

URL: http://hdl.handle.net/10355/62267

► [ACCESS RESTRICTED TO THE UNIVERSITY OF MISSOURI AT AUTHOR'S REQUEST.] In markets involving repeated interactions between a principal and an agent, (labor markets, credit market,… (more)

Subjects/Keywords: Credit; Relationship banking

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APA (6^th Edition):

Ganguli, S. (2017). Three essays on the relationship between reputation and leverage: A Bayesian perspective. (Thesis). University of Missouri – Columbia. Retrieved from http://hdl.handle.net/10355/62267

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Ganguli, Sumittra. “Three essays on the relationship between reputation and leverage: A Bayesian perspective.” 2017. Thesis, University of Missouri – Columbia. Accessed June 24, 2019. http://hdl.handle.net/10355/62267.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Ganguli, Sumittra. “Three essays on the relationship between reputation and leverage: A Bayesian perspective.” 2017. Web. 24 Jun 2019.

Vancouver:

Ganguli S. Three essays on the relationship between reputation and leverage: A Bayesian perspective. [Internet] [Thesis]. University of Missouri – Columbia; 2017. [cited 2019 Jun 24]. Available from: http://hdl.handle.net/10355/62267.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Ganguli S. Three essays on the relationship between reputation and leverage: A Bayesian perspective. [Thesis]. University of Missouri – Columbia; 2017. Available from: http://hdl.handle.net/10355/62267

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Cornell University

27. Seok, Young Hwa. EVENT STUDY ANALYSIS OF CONSUMER BEHAVIOR: EVIDENCE FROM CREDIT CARD SPENDING IN KOREA .

Degree: 2017, Cornell University

URL: http://hdl.handle.net/1813/56845

► This dissertation uses proprietary credit card data to investigate the impact of several shocks on consumer’s spending behaviors. The shocks studied consist of a regulatory… (more)

▼ This dissertation uses proprietary credit card data to investigate the impact of several shocks on consumer’s spending behaviors. The shocks studied consist of a regulatory shock initiated by the Korean government, an emotional shock from a human-made calamity, and a security shock stemming from a high-profile information security breach. Chapter 1 introduces the motivations behind this dissertation and gives a summary of each chapter. Chapter 2 discusses the regulatory shock. In South Korea, credit card holders can subscribe to a messaging service that sends a cell phone text message whenever a credit card purchase is made. Since September 2012, Korean policymakers have required that these text messages also include information on unpaid debt balances. Comparing credit card spending by users who subscribe to this messaging service and by users who do not shows that reminders of unpaid debt balances reduce credit card spending by 1%, past due balances by 0.5%, and installment purchases by 0.5%. These findings suggest that simple reminders of unpaid debt balances can lead to more responsible spending. Chapter 3 examines the effect of social grief on credit card spending. In April 2014, a South Korean ferry carrying 476 people, mostly secondary school students from the city of Ansan, capsized, leading to 304 deaths in a disaster that devastated the entire country. This research finds that spending decreased dramatically after the disaster, especially among people living in Ansan. These findings suggest that social grief can reduce consumer spending. Chapter 4 explores the effect of the high-profile information security breach on consumer credit card spending. On January 8, 2014, Korean regulators announced that the details of 104 million credit cards had been stolen, affecting nearly 20 million individuals. This research finds empirical evidence that such a massive information security breach increases the likelihood of account cancellation and reduces the use of the compromised credit card. Chapter 5 concludes with a summary of main findings of the dissertation and suggests directions for future studies on consumer behavior. Advisors/Committee Members: Kim, Hyunseob (committeeMember).

Subjects/Keywords: Economics; Credit Card

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APA (6^th Edition):

Seok, Y. H. (2017). EVENT STUDY ANALYSIS OF CONSUMER BEHAVIOR: EVIDENCE FROM CREDIT CARD SPENDING IN KOREA . (Thesis). Cornell University. Retrieved from http://hdl.handle.net/1813/56845

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Seok, Young Hwa. “EVENT STUDY ANALYSIS OF CONSUMER BEHAVIOR: EVIDENCE FROM CREDIT CARD SPENDING IN KOREA .” 2017. Thesis, Cornell University. Accessed June 24, 2019. http://hdl.handle.net/1813/56845.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Seok, Young Hwa. “EVENT STUDY ANALYSIS OF CONSUMER BEHAVIOR: EVIDENCE FROM CREDIT CARD SPENDING IN KOREA .” 2017. Web. 24 Jun 2019.

Vancouver:

Seok YH. EVENT STUDY ANALYSIS OF CONSUMER BEHAVIOR: EVIDENCE FROM CREDIT CARD SPENDING IN KOREA . [Internet] [Thesis]. Cornell University; 2017. [cited 2019 Jun 24]. Available from: http://hdl.handle.net/1813/56845.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Seok YH. EVENT STUDY ANALYSIS OF CONSUMER BEHAVIOR: EVIDENCE FROM CREDIT CARD SPENDING IN KOREA . [Thesis]. Cornell University; 2017. Available from: http://hdl.handle.net/1813/56845

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

University of Manitoba

28. Zhu, Xinyi. Evaluation of credit value adjustment with a random recovery rate via a Lévy default model.

Degree: Management, 2016, University of Manitoba

URL: http://hdl.handle.net/1993/31260

► Credit value adjustment (CVA), as a quantified measure of counterparty credit risk for financial derivatives, is becoming an increasingly important concept for the financial industry.… (more)

Subjects/Keywords: Credit Value Adjustment

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APA (6^th Edition):

Zhu, X. (2016). Evaluation of credit value adjustment with a random recovery rate via a Lévy default model. (Masters Thesis). University of Manitoba. Retrieved from http://hdl.handle.net/1993/31260

Chicago Manual of Style (16^th Edition):

Zhu, Xinyi. “Evaluation of credit value adjustment with a random recovery rate via a Lévy default model.” 2016. Masters Thesis, University of Manitoba. Accessed June 24, 2019. http://hdl.handle.net/1993/31260.

MLA Handbook (7^th Edition):

Zhu, Xinyi. “Evaluation of credit value adjustment with a random recovery rate via a Lévy default model.” 2016. Web. 24 Jun 2019.

Vancouver:

Zhu X. Evaluation of credit value adjustment with a random recovery rate via a Lévy default model. [Internet] [Masters thesis]. University of Manitoba; 2016. [cited 2019 Jun 24]. Available from: http://hdl.handle.net/1993/31260.

Council of Science Editors:

Zhu X. Evaluation of credit value adjustment with a random recovery rate via a Lévy default model. [Masters Thesis]. University of Manitoba; 2016. Available from: http://hdl.handle.net/1993/31260

Université Catholique de Louvain

29. Umutoni, Liliane. The influence of sovereign credit ratings on corporate credit ratings.

Degree: 2017, Université Catholique de Louvain

URL: http://hdl.handle.net/2078.1/thesis:12818

►

Credit ratings have a key role in modern financial markets as they communicate crucial information on the creditworthiness of a debt issuer to investors and… (more)

▼

Credit ratings have a key role in modern financial markets as they communicate crucial information on the creditworthiness of a debt issuer to investors and regulators. These credit ratings are mostly determined by three rating agencies, namely Standard & Poor’s, Moody’s and Fitch, even though, the credit rating industry counts a dozen of recognized rating agencies. Indeed, the three agencies have become the market leaders with a market share of 94.3% on the U.S market (Bloomberg, 2015) and 91,89% on the European credit market (ESME, 2015). Hence, these rating agencies have over time, gained attention and power fueled by the development of international financial markets. Every action taken by any of these three agencies creates a tremendous reaction at the global scale and draws an outstanding media coverage. Their influence on the world’s economy has however generated various criticisms as the rating agencies were, in some cases, accused to not be accurate in their predictions and ratings. Several studies have documented the critics on rating agencies and more particularly their involvement in the East-Asian crisis (Ferri et al., 1999; Claessens and Embrechts, 2002), the Subprime crisis (Langohr and Langohr, 2008; Ashcraft et al., 2011; Ryan, 2012) and Eurozone debt crisis (Bedendo and Colla, 2013; Augustin et al., 2016). With a growing amount of criticism came a growing number of questions and scrutiny of the reasons leading an agency to assign a certain rating, not to mention the increase of policies to regulate rating agencies’ actions. Today, the rating agencies’ methodologies are still not entirely transparent, however, some scholars have provided valuable insights on the rating assignment process (such as Gaillard, 2010). Among the literature that have explored the credit rating environment, this thesis joins those studying the determinants of corporate ratings and more precisely those examining sovereign rating as a determinant of corporate ratings (among them Borensztein et al., 2013, Almeida et al., 2014, Augustin et al.,2016). The aim of this thesis is to determine whether sovereign ratings have a significant influence on corporate ratings and if this influence can be more important in a period of crisis. To this end, this thesis analyzes the relationship between sovereign and corporate ratings in five countries – Portugal, Italy, Ireland, Greece, and Spain (or the PIIGS) over the period of 2009 to 2015. Relying on Standard & Poor’s ratings on this period, this thesis carries out a linear regression and an ordered probit analysis with industry, country and year fixed effects. The results indicate that sovereign ratings had a significant influence on corporate ratings on the period of 2009-2016 and that this impact was greater during the years 2009-2012, corresponding to the Eurozone debt crisis.

Master [120] en sciences de gestion, Université catholique de Louvain, 2017

Advisors/Committee Members: UCL - Louvain School of Management, Lejeune , Christophe, Gnabo, Jean-Yves.

Subjects/Keywords: Credit ratings; Corporate credit risk; Sovereign credit risk

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APA · Chicago · MLA · Vancouver · CSE | Export to Zotero / EndNote / Reference Manager

APA (6^th Edition):

Umutoni, L. (2017). The influence of sovereign credit ratings on corporate credit ratings. (Thesis). Université Catholique de Louvain. Retrieved from http://hdl.handle.net/2078.1/thesis:12818

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Umutoni, Liliane. “The influence of sovereign credit ratings on corporate credit ratings.” 2017. Thesis, Université Catholique de Louvain. Accessed June 24, 2019. http://hdl.handle.net/2078.1/thesis:12818.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Umutoni, Liliane. “The influence of sovereign credit ratings on corporate credit ratings.” 2017. Web. 24 Jun 2019.

Vancouver:

Umutoni L. The influence of sovereign credit ratings on corporate credit ratings. [Internet] [Thesis]. Université Catholique de Louvain; 2017. [cited 2019 Jun 24]. Available from: http://hdl.handle.net/2078.1/thesis:12818.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Umutoni L. The influence of sovereign credit ratings on corporate credit ratings. [Thesis]. Université Catholique de Louvain; 2017. Available from: http://hdl.handle.net/2078.1/thesis:12818

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

NSYSU

30. Huang, Kuo-Hui. A Study on the Credit Risk Evaluation at T Leasing Company.

Degree: Master, EMBA, 2017, NSYSU

URL: http://etd.lib.nsysu.edu.tw/ETD-db/ETD-search/view_etd?URN=etd-0629117-164915

► The credit risk assessment method of leasing company is mainly based on the principle of credit 5C and credit 5P, and combining with financial and… (more)

Subjects/Keywords: Credit Assessment; Credit 5P; Credit 5C; Leasing company; Risk Symptom

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APA (6^th Edition):

Huang, K. (2017). A Study on the Credit Risk Evaluation at T Leasing Company. (Thesis). NSYSU. Retrieved from http://etd.lib.nsysu.edu.tw/ETD-db/ETD-search/view_etd?URN=etd-0629117-164915

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Chicago Manual of Style (16^th Edition):

Huang, Kuo-Hui. “A Study on the Credit Risk Evaluation at T Leasing Company.” 2017. Thesis, NSYSU. Accessed June 24, 2019. http://etd.lib.nsysu.edu.tw/ETD-db/ETD-search/view_etd?URN=etd-0629117-164915.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

MLA Handbook (7^th Edition):

Huang, Kuo-Hui. “A Study on the Credit Risk Evaluation at T Leasing Company.” 2017. Web. 24 Jun 2019.

Vancouver:

Huang K. A Study on the Credit Risk Evaluation at T Leasing Company. [Internet] [Thesis]. NSYSU; 2017. [cited 2019 Jun 24]. Available from: http://etd.lib.nsysu.edu.tw/ETD-db/ETD-search/view_etd?URN=etd-0629117-164915.

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Council of Science Editors:

Huang K. A Study on the Credit Risk Evaluation at T Leasing Company. [Thesis]. NSYSU; 2017. Available from: http://etd.lib.nsysu.edu.tw/ETD-db/ETD-search/view_etd?URN=etd-0629117-164915

Note: this citation may be lacking information needed for this citation format:
Not specified: Masters Thesis or Doctoral Dissertation

Open Access Theses and Dissertations