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Kent State University

1. Olafsdottir, Kristin. INSTITUTIONAL DEBT: AN ANALYSIS OF STUDENT INSTITUTIONALDEBT AT A MIDWESTERN MULTI-CAMPUS UNIVERSITYBETWEEN 2011 AND 2014.

Degree: PhD, College and Graduate School of Education, Health and Human Services / School of Foundations, Leadership and Administration, 2017, Kent State University

For the institution and its regional campuses under review, the amount of outstanding student liabilities (i.e., monies owed by the student to the institution for educational-related expenditures not satisfied by the end of the term) grew at an alarming rate between 2000 and 2014, with some of the institution’s regional campuses experiencing over a 400% increase in student liabilities between 2011 and 2014. This increase in student liabilities mirrors the trends in the rise of federal student loan borrowing and federal student loan default. The purpose of this study is to explore the relationship between various student characteristics and student liabilities owed directly to the institution at a multi-campus public university in the Midwest between the years 2011 and 2014. The period under review was selected due to its high increases in student liabilities. This study will further explore how these relationships differ between the university’s multiple regional campuses and main campus. The students in the current study are students that have an outstanding liability to the organization of $100 or more, have been turned over to an outside collection agency for collections, and have had their student account balance written-off. The characteristics explored in the current study are many of the same characteristics shown in the current literature to be associated with federal student loan default rates. The characteristics are first generation vs. not a first generation student (i.e., FG vs. NFG), predominant campus location (i.e., main vs. regional campus), class status (i.e., freshmen, sophomore, junior, or senior), sex, underrepresented minorities vs. not an underrepresented minority (i.e., URM vs. NURM), federal Pell grant vs. not a federal Pell grant recipients (i.e., FP vs. NFP), federal student loans vs. not a federal student loan recipients (i.e., FL vs. NFL), private student loan vs. not a private loan recipients, and GPA. To explore the relationship between the variables and student liabilities, the following questions were addressed: (1) What are the FG/NFG, campus location, class status, sex, URM, grant status, and loan characteristics of students with outstanding liabilities at Midwestern University (MU)? (2) How does FG/NFG, campus location, class status, sex, URM, grant status, and loan characteristics of students with outstanding liabilities at MU, differ between students at the main campus vs. the regional campus? (3) What is the relationship between FG/NFG, class status, sex, URM, grant status, and loan characteristics of students with outstanding liabilities at MU? (4) How does the relationship between FG/NFG, class status, sex, URM, grant status, and loan status characteristics of students with outstanding liabilities at MU differ between the regional and main campus?The study was conducted in two stages. First, using SPSS basic descriptive statistics were presented to address questions one and two. Second, multiple regression was employed to investigate the relationship between the variables… Advisors/Committee Members: Krektovics, Mark (Committee Chair).

Subjects/Keywords: Higher Education; Bad-debt, write-off, student debt, institutional debt

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APA · Chicago · MLA · Vancouver · CSE | Export to Zotero / EndNote / Reference Manager

APA (6th Edition):

Olafsdottir, K. (2017). INSTITUTIONAL DEBT: AN ANALYSIS OF STUDENT INSTITUTIONALDEBT AT A MIDWESTERN MULTI-CAMPUS UNIVERSITYBETWEEN 2011 AND 2014. (Doctoral Dissertation). Kent State University. Retrieved from http://rave.ohiolink.edu/etdc/view?acc_num=kent1491596896895776

Chicago Manual of Style (16th Edition):

Olafsdottir, Kristin. “INSTITUTIONAL DEBT: AN ANALYSIS OF STUDENT INSTITUTIONALDEBT AT A MIDWESTERN MULTI-CAMPUS UNIVERSITYBETWEEN 2011 AND 2014.” 2017. Doctoral Dissertation, Kent State University. Accessed May 28, 2017. http://rave.ohiolink.edu/etdc/view?acc_num=kent1491596896895776.

MLA Handbook (7th Edition):

Olafsdottir, Kristin. “INSTITUTIONAL DEBT: AN ANALYSIS OF STUDENT INSTITUTIONALDEBT AT A MIDWESTERN MULTI-CAMPUS UNIVERSITYBETWEEN 2011 AND 2014.” 2017. Web. 28 May 2017.

Vancouver:

Olafsdottir K. INSTITUTIONAL DEBT: AN ANALYSIS OF STUDENT INSTITUTIONALDEBT AT A MIDWESTERN MULTI-CAMPUS UNIVERSITYBETWEEN 2011 AND 2014. [Internet] [Doctoral dissertation]. Kent State University; 2017. [cited 2017 May 28]. Available from: http://rave.ohiolink.edu/etdc/view?acc_num=kent1491596896895776.

Council of Science Editors:

Olafsdottir K. INSTITUTIONAL DEBT: AN ANALYSIS OF STUDENT INSTITUTIONALDEBT AT A MIDWESTERN MULTI-CAMPUS UNIVERSITYBETWEEN 2011 AND 2014. [Doctoral Dissertation]. Kent State University; 2017. Available from: http://rave.ohiolink.edu/etdc/view?acc_num=kent1491596896895776

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