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You searched for +publisher:"University of Georgia" +contributor:("Cesar L. Escalante"). Showing records 1 – 3 of 3 total matches.

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University of Georgia

1. Rusiana, Hofner Doydora. A credit migration approach in the evaluation of the relative financial strength and endurance of beginning small business of young farm operators under recessionary conditions.

Degree: MS, Agricultural Economics, 2015, University of Georgia

This paper examines the relative financial strength and endurance of several paired classes of farmers according to business maturity (beginning versus mature farm businesses), farm operators’ age and experience (young versus older, more experienced farm operators), and farm size (small versus large farm businesses) by utilizing transition probability approach and random-effects ordered logistic regression techniques. Results show that the financial stress resulting from the late 2000s recession did not significantly influence the financial vitality of farms in general, regardless of the farm types. The financial strength of small farms, young farm operators, and beginning farms during the recessionary period remained at favorable levels, although their performances were lower to their counterparts. In addition, increasing farm size will lead to a higher probability of class upgrades. Being a young farm operator meanwhile decreases this probability. Positive changes in money supply and farm real estate values were found to increase the likelihood of credit upgrades. Results also show trend reversal of credit risk movement, where upgrades (downgrades) are more likely to be followed by downgrades (upgrades). Advisors/Committee Members: Cesar L. Escalante.

Subjects/Keywords: Credit risk migration; Random effects; Ordered logit regression; Recession; Macroeconomic variables; Transition matrix

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APA (6th Edition):

Rusiana, H. D. (2015). A credit migration approach in the evaluation of the relative financial strength and endurance of beginning small business of young farm operators under recessionary conditions. (Masters Thesis). University of Georgia. Retrieved from http://purl.galileo.usg.edu/uga_etd/rusiana_hofner_d_201508_ms

Chicago Manual of Style (16th Edition):

Rusiana, Hofner Doydora. “A credit migration approach in the evaluation of the relative financial strength and endurance of beginning small business of young farm operators under recessionary conditions.” 2015. Masters Thesis, University of Georgia. Accessed June 16, 2019. http://purl.galileo.usg.edu/uga_etd/rusiana_hofner_d_201508_ms.

MLA Handbook (7th Edition):

Rusiana, Hofner Doydora. “A credit migration approach in the evaluation of the relative financial strength and endurance of beginning small business of young farm operators under recessionary conditions.” 2015. Web. 16 Jun 2019.

Vancouver:

Rusiana HD. A credit migration approach in the evaluation of the relative financial strength and endurance of beginning small business of young farm operators under recessionary conditions. [Internet] [Masters thesis]. University of Georgia; 2015. [cited 2019 Jun 16]. Available from: http://purl.galileo.usg.edu/uga_etd/rusiana_hofner_d_201508_ms.

Council of Science Editors:

Rusiana HD. A credit migration approach in the evaluation of the relative financial strength and endurance of beginning small business of young farm operators under recessionary conditions. [Masters Thesis]. University of Georgia; 2015. Available from: http://purl.galileo.usg.edu/uga_etd/rusiana_hofner_d_201508_ms


University of Georgia

2. Li, Xiaofei. The resilience of agricultural lenders and borrowers in the late 2000s financial crises: applications of efficiency, split-population duration, and credit migration models.

Degree: PhD, Agricultural Economics, 2015, University of Georgia

This dissertation consists of three essays that feature different approaches in evaluating lender’s and borrower’s resilience through the late 2000s recession. The first study applied an Input Distance Stochastic Frontier function to compare estimates of the technical efficiency (TE) and allocative efficiency (AE) between agricultural banks and non-agricultural banks. This efficiency analysis was applied to a seven-year pre-recession period and is designed to identify any early warning signals that could decrease the efficiency level of banks. Results suggest that survival banks were more technically efficient than critically insolvent banks, and banks that tend to utilize cheaper inputs were more likely to withstand the economic crisis. The second study utilized a split-population survival model in analyzing the role of agricultural loan portfolios on the probability of survival and temporal endurance of commercial bank lenders in the late 2000s recession. The results establish that farm credit transactions neither increased the commercial bank lenders’ chances of failure nor expedited the deterioration of their financial conditions. Results indicate that bank failures could have resulted from changes in the quality of the banks’ portfolios of real estate, consumer, commercial and industrial loans as well as factors capturing interest rate risk, fund sourcing strategies, and certain structural attributes. The third study evaluates the credit migration probabilities among different types of farm borrowers from Farm Service Agency (FSA)’s lending program. Two time continuous Markov Chain transition matrices were applied in lieu of the traditional time discrete method, and produced more accurate transition probability estimates that capture the indirect and transient changes in credit risk ratings. Racial and gender minority farmers are found to experience a lower probability of credit rating upgrade than white male farmers. Macroeconomic factors prove to have significant impact on the farms’ transition probabilities. Advisors/Committee Members: Cesar L. Escalante.

Subjects/Keywords: Stochastic Frontier; Input Distance Function; Technical Efficiency; Allocative Efficiency; Survival Analysis; Split-Population Duration Analysis; Credit Risk Migration; Cohort Method; Markov Chain; Ordered Logistic Regression

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APA · Chicago · MLA · Vancouver · CSE | Export to Zotero / EndNote / Reference Manager

APA (6th Edition):

Li, X. (2015). The resilience of agricultural lenders and borrowers in the late 2000s financial crises: applications of efficiency, split-population duration, and credit migration models. (Doctoral Dissertation). University of Georgia. Retrieved from http://purl.galileo.usg.edu/uga_etd/li_xiaofei_201512_phd

Chicago Manual of Style (16th Edition):

Li, Xiaofei. “The resilience of agricultural lenders and borrowers in the late 2000s financial crises: applications of efficiency, split-population duration, and credit migration models.” 2015. Doctoral Dissertation, University of Georgia. Accessed June 16, 2019. http://purl.galileo.usg.edu/uga_etd/li_xiaofei_201512_phd.

MLA Handbook (7th Edition):

Li, Xiaofei. “The resilience of agricultural lenders and borrowers in the late 2000s financial crises: applications of efficiency, split-population duration, and credit migration models.” 2015. Web. 16 Jun 2019.

Vancouver:

Li X. The resilience of agricultural lenders and borrowers in the late 2000s financial crises: applications of efficiency, split-population duration, and credit migration models. [Internet] [Doctoral dissertation]. University of Georgia; 2015. [cited 2019 Jun 16]. Available from: http://purl.galileo.usg.edu/uga_etd/li_xiaofei_201512_phd.

Council of Science Editors:

Li X. The resilience of agricultural lenders and borrowers in the late 2000s financial crises: applications of efficiency, split-population duration, and credit migration models. [Doctoral Dissertation]. University of Georgia; 2015. Available from: http://purl.galileo.usg.edu/uga_etd/li_xiaofei_201512_phd

3. Osinubi, Adenola Olumayowa. Farm business challenges and survival of socially disadvantaged farmers: the case study of Georgia’s African American female farmers.

Degree: MS, Agricultural Economics, 2014, University of Georgia

This study examines challenges facing African American female farmers in their business operations in Georgia and throughout the United States. Farm Service Agency (FSA) lending terms on loans granted 1999-2013 are scrutinized for possible trends and indications of unfair lending practices towards African American female farmers, and other minority farmers at the national level. This study incorporates both qualitative and quantitative approaches. A case study is conducted focusing on African American female farmers in the state of Georgia. A seemingly unrelated regression (SUR) is used to analyze the FSA loan data. The case study confirmed that these farmers still experienced sexism and discrimination, and also helped to build a profile of female African American farmers. Results from the SUR analysis show that although on the front end, discrimination may not be obvious, unfair practices within loan packaging may still be present. Advisors/Committee Members: Cesar L. Escalante.

Subjects/Keywords: African American Female Farmers

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APA · Chicago · MLA · Vancouver · CSE | Export to Zotero / EndNote / Reference Manager

APA (6th Edition):

Osinubi, A. O. (2014). Farm business challenges and survival of socially disadvantaged farmers: the case study of Georgia’s African American female farmers. (Masters Thesis). University of Georgia. Retrieved from http://purl.galileo.usg.edu/uga_etd/osinubi_adenola_o_201408_ms

Chicago Manual of Style (16th Edition):

Osinubi, Adenola Olumayowa. “Farm business challenges and survival of socially disadvantaged farmers: the case study of Georgia’s African American female farmers.” 2014. Masters Thesis, University of Georgia. Accessed June 16, 2019. http://purl.galileo.usg.edu/uga_etd/osinubi_adenola_o_201408_ms.

MLA Handbook (7th Edition):

Osinubi, Adenola Olumayowa. “Farm business challenges and survival of socially disadvantaged farmers: the case study of Georgia’s African American female farmers.” 2014. Web. 16 Jun 2019.

Vancouver:

Osinubi AO. Farm business challenges and survival of socially disadvantaged farmers: the case study of Georgia’s African American female farmers. [Internet] [Masters thesis]. University of Georgia; 2014. [cited 2019 Jun 16]. Available from: http://purl.galileo.usg.edu/uga_etd/osinubi_adenola_o_201408_ms.

Council of Science Editors:

Osinubi AO. Farm business challenges and survival of socially disadvantaged farmers: the case study of Georgia’s African American female farmers. [Masters Thesis]. University of Georgia; 2014. Available from: http://purl.galileo.usg.edu/uga_etd/osinubi_adenola_o_201408_ms

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